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Method, device and system for determining claim settlement data of accident vehicle

A data determination and vehicle technology, applied in the field of big data analysis, can solve problems such as difficulty in meeting user needs, inefficiency of inspection and claim settlement methods, etc.

Inactive Publication Date: 2019-05-17
PEOPLE'S INSURANCE COMPANY OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] This application provides a method, device and system for determining claims data of accident vehicles, so as to solve the problems in the prior art that the inspection and claim settlement methods for road accident vehicles are inefficient and difficult to meet the needs of users

Method used

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  • Method, device and system for determining claim settlement data of accident vehicle
  • Method, device and system for determining claim settlement data of accident vehicle
  • Method, device and system for determining claim settlement data of accident vehicle

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Embodiment Construction

[0063]In the following description, numerous specific details are set forth in order to provide a thorough understanding of the present invention. However, the present invention can be implemented in many other ways that are different from those described here, and those skilled in the art can make similar promotions without departing from the connotation of the present invention. Therefore, the present invention is not limited by the specific implementation disclosed below.

[0064] The following is a detailed description of the embodiment of the claim data determination method based on the accident vehicle provided by the present invention. Please refer to figure 1 As shown, it is a flow chart of a method for determining claims data of an accident vehicle provided by an embodiment of the present invention.

[0065] The claim settlement data determination method of the accident vehicle provided by the embodiment of the present invention specifically includes the following st...

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Abstract

The invention discloses a method for determining the claim settlement data of an accident vehicle, and the method comprises the steps of carrying out the analysis of an obtained image of a current damaged part of the accident vehicle, and determining the damage degree information of the current damaged part; and determining maintenance claim settlement data and replacement claim settlement data corresponding to the damage degree information of the current damaged part according to a preset corresponding relation among the damage degree information of the damaged part of the vehicle, the maintenance claim settlement data and the replacement claim settlement data and the damage degree information of the current damaged part, and obtaining the claim settlement data of the accident vehicle according to the maintenance claim settlement data and the replacement claim settlement data. With the adoption of the method for determining the claim settlement data of the accident vehicle, the corresponding claim settlement data can be rapidly and accurately determined in a manner of carrying out real-time data analysis on the damage degree information, so that the tedious operation steps are reduced, and the claim settlement efficiency aiming at the road vehicle accident is improved.

Description

technical field [0001] The present application relates to the field of big data analysis, in particular to a method, device and system for determining claims data of accident vehicles. In addition, it relates to an electronic device and a storage device for determining the claim settlement data of an accident vehicle. Background technique [0002] Due to the limitation of closed traffic conditions on expressways, it is not easy to change lanes and pass through lanes like ordinary roads. Therefore, during the on-site investigation and disposal of traffic accidents after traffic accidents, traffic congestion and blockage caused by closing part or all of the lanes getting worse. The inefficiency of inspection and loss assessment after traffic accidents has become the main factor affecting traffic jams. [0003] Due to the low efficiency of the existing traffic accident site survey technology, it has been difficult to cope with more and more traffic accidents and the requireme...

Claims

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Application Information

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IPC IPC(8): G06Q40/08
Inventor 刘序文刘晗孙杰平邵利铎鹿慧张化群
Owner PEOPLE'S INSURANCE COMPANY OF CHINA
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