Supply chain financial risk assessment method based on block chain

Abstract

The invention relates to supply chain financial risk assessment, specifically relates to a supply chain financial risk assessment method based on a block chain. The participation nodes of the same type are combined into a similar alliance chain; basic data of each participation node is obtained; the participation nodes in the similar alliance chain perform similar risk assessment on the participation nodes of the same type according to the acquired basic data; an industry alliance chain is formed by nodes of the same kind of risk assessment; the participating nodes which do not pass through are excluded to wait for next similar risk assessment, heterogeneous risk assessment is carried out on different types of participation nodes by the participation nodes of the industry alliance chain according to the obtained basic data, a supply alliance chain is formed by the participation nodes passing the heterogeneous risk assessment, the participation nodes which do not pass the supply alliance chain are excluded to wait for next heterogeneous risk assessment; the technical scheme provided by the invention can effectively overcome the defects that in the prior art, the cross-industry riskassessment efficiency is relatively low, and small and medium-sized enterprises are difficult to quickly and effectively obtain financing.

Description

technical field [0001] The invention relates to supply chain financial risk assessment, in particular to a blockchain-based supply chain financial risk assessment method. Background technique [0002] Supply Chain Finance (SCF) is a professional field of commercial bank credit business (bank level), and also a financing channel for enterprises, especially small and medium-sized enterprises (enterprise level). Enterprises in the core position of the industrial chain rely on their high credit advantages to open up avenues to obtain cheap funds, and provide financing services to small and medium-sized enterprises at all levels downstream of the industrial chain to build a closer industrial chain ecosystem. [0003] In the existing supply chain finance, credit sales have become the mainstream method of transactions. It is difficult for suppliers in the upper and middle reaches of the supply chain to obtain financial support through "traditional" credit methods, and the shortage ...

AI Technical Summary

Problems solved by technology

[0005] The credit of existing supply chain finance is usually provided by funds to the financier. However, due to the long chain of supply chain finance, many companies involved, scattered data, low information transparency, and in view of the low efficiency of cross-industry risk assessment, small and medium-sized For enterprises, it is difficult to establish an efficient and perfect financing mechanism required for credit granting

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