Loan product query device calculated according to user demand

Abstract

The invention discloses a loan product query device calculated according to user demands. The device comprises source programming, a host, professionals, product selection and market investigation, the back of the host is movably connected with a data line, and one end of the data line is fixedly connected with a display. According to the loan product query device calculated according to user demands, a database is arranged in the query device, information in the database is continuously updated and supplemented according to a product selection result of a user, recorded and archived content and market research data, the database is established in the query device, potential customers can be mined according to database information, loss of the potential customers is reduced, a user can be helped to obtain more commercial profits, corresponding loan product recommendation can be carried out on old customers according to various information in the database, poor transaction experience of the old customers is not prone to being caused, and obvious internal structure defects are reduced.

Description

technical field [0001] The invention relates to the technical field of financial products, in particular to a query device for loan products calculated according to user needs. Background technique [0002] The simple and popular understanding of loans is to borrow money that requires interest. Loans are a form of credit activity in which banks or other financial institutions lend monetary funds according to certain interest rates and must be returned. Loans in a broad sense refer to loans, discounts, overdrafts, etc. The general term for funds. Banks release the concentrated currency and currency funds through loan products, which can meet the needs of society to expand reproduction for supplementary funds and promote economic development. At the same time, banks can also obtain loan interest income from this, increasing With the bank’s own accumulation, users can go to the bank to purchase loan products according to their own needs, and the bank’s professionals use the que...

AI Technical Summary

Problems solved by technology

[0008] The purpose of the present invention is to provide a query device for loan products calculated according to user needs, so as to solve the problem that the general internal database is not established in the above-mentioned background technology, and potential customers cannot be tapped according to the database information, resulting in the loss of potential customers and unable to help Users obtain more commercial profits, and cannot recommend corresponding loan products to old customers based on various information in the database. User selection, traditional manual inquiry may easily cause the lack of options for some suitable loan products, and it is impossible to display all loan products in the form of options according to user needs, which is not convenient for users to choose loan products, reducing the transaction rate of transactions, and The operation is cumbersome and difficult to use. Ordinary query devices have high requirements on the professionalism of users. The traditional query mode with manual as the main computer and supplemented by the computer is less efficient, the query time is longer, the query accuracy is limited, and query loopholes are prone to occur. , has a strong dependence on labor, and the actual use effect is poor, which is not conducive to the wide application of the query device, and is not convenient for regular update and upgrade. The query device needs to be replaced regularly to achieve the purpose of updating and upgrading the query device, which greatly shortens the query time. The service life of the device has caused unnecessary waste of resources, increased the cost of updating and upgrading the query device, and brought great inconvenience to the daily update and upgrade of the query device

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