Claim settlement trend prediction method and device, equipment and storage medium

Abstract

The invention relates to the field of big data, and discloses a claim settlement trend prediction method and device, equipment and a storage medium. The method comprises the following steps: acquiring multiple historical claim settlement data of an insurance company in a preset time period, and cleaning the data to obtain target claim settlement data; determining a claim settlement type corresponding to each piece of target claim settlement data, and forming a claim settlement data set by the target claim settlement data belonging to the same claim settlement type; calling a preset claim settlement trend prediction model, and inputting each claim settlement data set into the claim settlement trend prediction model to execute forward operation to obtain a prediction result; determining the claim settlement trend of each claim settlement type according to a preset claim settlement trend curve and the target prediction result, and returning the claim settlement trend to a preset target terminal. According to the scheme, the event and the claim settlement trend are bound, so that the technical problem of low claim settlement trend prediction accuracy is solved. The target claim settlement data can be stored in the blockchain.

Description

technical field [0001] The present invention relates to the field of big data, in particular to a claim settlement trend prediction method, device, equipment and storage medium. Background technique [0002] With the development of the economy, the world is becoming more and more connected, and any disturbance may cause economic fluctuations. It is individual events that drive economic development, and each event may be an opportunity. For an insurance company, the occurrence of an event has a great impact on the preparation of the claim amount. If there is no timely preparation of a sufficient claim amount after a major event, it will have a huge impact on the reputation of the insurance company and customer experience. [0003] For the company, without the support of a claim settlement trend forecasting plan, in addition to preparing insurance claims as required by law, it also needs to prepare a large amount of liquidity in case of emergencies. In this case, there is a ...

AI Technical Summary

Problems solved by technology

[0004] The main purpose of the present invention is to improve the accuracy of claim settlement t

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