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Insurance policy data processing method and device

A data processing and insurance policy technology, applied in the computer field, can solve the problems of no association relationship, issuance, and no association relationship between insurance policies, and achieve the effects of improving customer experience, realizing customer management, and avoiding duplication

Pending Publication Date: 2022-02-08
TAIKANG LIFE INSURANCE CO LTD +1
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, the current policy management method is based on the customer dimension. There is no relationship between customers, and there is no relationship between policies. As a result, it is impossible to know which customers belong to the same family, and it is impossible to issue family services. Unable to meet business development needs

Method used

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  • Insurance policy data processing method and device
  • Insurance policy data processing method and device
  • Insurance policy data processing method and device

Examples

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Embodiment Construction

[0038] Exemplary embodiments of the present invention are described below in conjunction with the accompanying drawings, which include various details of the embodiments of the present invention to facilitate understanding, and they should be regarded as exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the invention. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

[0039] The technical terms involved in this embodiment are explained below.

[0040] Insurer: also known as "insurer", refers to the insurance company that concludes an insurance contract with the policyholder and assumes the responsibility of indemnity or payment of insurance money.

[0041] Policyholder: A person who concludes an insurance contract with an insurer and i...

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PUM

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Abstract

The invention discloses an insurance policy data processing method and device, and relates to the technical field of computers. A specific embodiment of the method comprises the following steps: extracting relation data with a specified relation between target objects from insurance policy data, and querying a historical family to which a main related person belongs in a family database according to the main related person of the relation data, wherein the relational data comprises the primary related person and the secondary related person; determining a relation type of the relation data, and according to the relation type, splitting and recombining the historical family or adding the secondary relation person to the historical family to obtain a new family; judging whether the new family meets an access rule set for the family service or not, and if yes, allowing the family service to be provided for family members of the new family; if not, not allowing the family service to be provided for the family members of the new family. According to the embodiment, client management and insurance policy management of a family dimension are realized, and the client experience is improved.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a policy data processing method and device. Background technique [0002] In order to provide customers with better services, insurance companies have launched family services that can be shared by family members. However, the current policy management method is based on the customer dimension. There is no relationship between customers, and there is no relationship between policies. As a result, it is impossible to know which customers belong to the same family, and it is impossible to issue family services. Unable to meet business development needs. Contents of the invention [0003] In view of this, an embodiment of the present invention provides a policy data processing method and device. The method extracts relational data from the policy data, queries the historical family to which the main related party belongs, and then updates the historical family according to the ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08G06F16/28G06F16/245
CPCG06Q40/08G06F16/245G06F16/284
Inventor 宋学成杜彦斌
Owner TAIKANG LIFE INSURANCE CO LTD
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