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Method and device for realizing overdraft in pre-payment service

A prepaid, business technology, applied in the direction of prepaid telephone system, telephone communication, electrical components, etc., can solve the problems of user loss, user friendliness is not very good, affect the user's work and life, etc., to increase profit, improve brand , the effect of increasing popularity

Inactive Publication Date: 2007-02-28
HUAWEI TECH CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

If the user is inconvenient to recharge, it will affect the user's work and life
That is to say, in the existing prepaid service technology, only the online deduction and notification when the balance is insufficient are carried out when the prepaid user's fee is sufficient, and there is no certain overdraft limit for the account of the prepaid user, that is, the expenditure exceeds the available amount. The amount of money used is not very user-friendly, which will cause unnecessary troubles to prepaid users to a certain extent, such as the situation where the balance is used up during important communications and the communication operation cannot be resumed immediately, etc., making users Suffering a certain loss, unable to meet the actual needs of users

Method used

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  • Method and device for realizing overdraft in pre-payment service
  • Method and device for realizing overdraft in pre-payment service
  • Method and device for realizing overdraft in pre-payment service

Examples

Experimental program
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Embodiment Construction

[0043] The overdraft service refers to the service that allows the user to continue to use the network to complete the ongoing communication when the balance of the prepaid user is insufficient. The present invention realizes the overdraft in the prepaid service, and can complete a call or other actions continuously when the prepaid user performs important communication and the balance of his own account is insufficient, without delaying the work or business of the prepaid user due to the balance problem wait for things. In this way, it will be able to increase its popularity among users, which will help attract users to use the network and improve the brand of the operator.

[0044] The triggering of the overdraft service in the present invention is carried out according to the judgment of the prepaid user's balance, so before the user's one-time online deduction, if the balance is less than the minimum limit for continuing to use the network, this process will be triggered. ...

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PUM

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Abstract

The invention relates to a method for realizing overdraft in prepayment service, used to overdraft the user whose left sum is not enough in the prepayment charging system. Wherein, said prepayment charging system comprises charging point, charging server and charging control point; said method comprises that the prepayment user triggers the prepayment charging request; the charging control point detects that the left sum is not enough, and finds the prepayment user is the one able to overdraft; if it is, allowing said user to overdraft; or else, forbidding it to overdraft. The invention also discloses a relative device.

Description

technical field [0001] The present invention relates to the field of prepaid services, more specifically, the present invention relates to a method and device for realizing overdraft in prepaid services. Background technique [0002] The prepaid service means that the user injects a certain amount of funds into his account in advance by opening an account or purchasing a recharge card to recharge. When a call is established, the system decides to accept or reject the call based on the balance of the user account; during the call process, the system bills and deducts the amount of the user account in real time; when the balance reaches zero, the call is terminated, so that the user can prepay for the service cost. [0003] Generally, the billing process of traditional prepaid services is based on the ordinary billing process, and its billing execution point is used to handle all operations related to prepaid services, such as searching for billing categories, rates, surcharg...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04M17/00
Inventor 肖家幸
Owner HUAWEI TECH CO LTD
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