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System for implementing agency and application of financial products and method therefor

A financial product and product technology, applied in finance, data processing applications, instruments, etc., can solve problems such as affecting the issuance of new shares, unfavorable development of the capital market, and poor liquidity in the money market and capital market.

Inactive Publication Date: 2007-07-11
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Therefore, it is generally relatively large investors who participate in the subscription of new shares.
In addition, this also leads to the lack of liquidity between the money market and the capital market, which affects the issuance of new shares and is not conducive to the sound development of the capital market

Method used

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  • System for implementing agency and application of financial products and method therefor
  • System for implementing agency and application of financial products and method therefor
  • System for implementing agency and application of financial products and method therefor

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Embodiment Construction

[0079] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be described in further detail below in conjunction with specific embodiments and with reference to the accompanying drawings.

[0080] The core idea of ​​the present invention is: by signing an agent purchase agreement with the customer in advance, and then providing the purchase product organization's purchase product situation and releasing the agent purchase information of each period of various products, when the customer applies to the bank for the agent purchase product, the bank reserves and freezes the customer's funds. After the bank collects the agency funds of all agency customers, it will centralize the product purchase. After the purchase is completed, the unsuccessful funds will be returned to the customer. In addition, after the purchased products are sold, the sold funds will be distributed to the customer.

[0081] As shown in FIG....

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Abstract

An agent financial production purchasing application system comprises system main machine storing and processing operation data of agent purchasing application, transaction terminal for agent application business, realizing interaction between customer and agent financial product, and financial transmission network connecting the transaction end and the system main machine. It also relates to a method realizing the agent purchase application of a financial product. Through agent investor applying financial product, integrating idle money into the capital market, not only meeting the requirement of mid and small investors' for financial product, successfully breaking through the channel between the capital market and money market, promoting the good development of the capital market.

Description

technical field [0001] The present invention relates to the technical field of agency business data processing in the financial field, and in particular to a system and method for implementing agency purchase of financial products. Background technique [0002] With the continuous development of financial business, personal financial management business has become more and more abundant, and more and more investors participate in personal financial management. If you want to obtain better financial management income, investing funds in the capital market is a good choice , For example, applying for new shares is a business that wealth management customers want to participate in. However, the subscription of general financial products requires certain conditions, and the subscription procedures are cumbersome. For example, to subscribe for new shares, the minimum subscription amount is relatively high, and ordinary wealth management customers do not meet the subscription req...

Claims

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Application Information

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IPC IPC(8): G06Q40/00G06Q40/06
Inventor 唐静芝钦玮梅莉
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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