Mobile communication systems and methods for redeeming and reporting coupons

Inactive Publication Date: 2009-02-05
FIRST DATA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Benefits of technology

[0015]The service provider system can be adapted to receive the redemption message related to the selected marketing offer from the mobile wallet of the mobile device via the wireless communications network, generate a delete message related to redemption of the selected marketing offer, and send the delete message to the mobile wallet of the mobile device via the wireless communications network. In some cases, the service provider system can be further adapted to maintain a set of information related to one or more marketing offers. The information can include a status of each of the one or more marketing offers. In such cases, the service provider system can update the set of information related to the one or more marketing offers to indicate redemption of the selected marketing offer in response to receiving the redemption message.
[0016]In another example, the system can include an originator system communicatively coupled with the service provider system and adapted to maintain a set of information related to the one or more marketing offers. The information can include a status of each of the one or more marketing offers. In such a case, the service provider system can be further adapted to provide the redemption message to the originating system. The originator system can be further adapted to update the set of information related to the one or more marketing offers to indicate redemption of the selected marketing offer based on the redemption message from the service provider system. The service provider system can

Problems solved by technology

However, this approach presents some possible problems.
In other cases, even if the merchant reports use of the coupon, it may not be in a timely enough manner to prevent re-use of the coupon by the consumer.

Method used

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  • Mobile communication systems and methods for redeeming and reporting coupons
  • Mobile communication systems and methods for redeeming and reporting coupons
  • Mobile communication systems and methods for redeeming and reporting coupons

Examples

Experimental program
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Embodiment Construction

[0027]In the following description, for the purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the present invention. It will be apparent, however, to one skilled in the art that the present invention may be practiced without some of these specific details. In other instances, well-known structures and devices are shown in block diagram form.

[0028]Embodiments of the invention provide methods and systems for processing various financial transactions initiated by or otherwise involving use of a contactless or mobile device as well as other information related to one or more financial accounts. In some such embodiments, the processes are executed by an entity on behalf of one or more client organizations. The description below sometimes provides illustrations that use an example where a client organization is a financial institution, but there is no such requirement for the invention and the methods are intended also to be a...

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PUM

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Abstract

Methods, systems, and machine-readable media are disclosed for utilizing mobile electronic devices to redeem and report use of various marketing offers such as coupons. According to one embodiment, redeeming and reporting a marketing offer can comprise transmitting information related to the marketing offer from a mobile wallet of the mobile device to a target device. A redemption message can be received at the mobile wallet of the mobile device from the target device. The redemption message can indicate acceptance of the marketing offer. At least a portion of the redemption message can be sent from the mobile wallet of the mobile device to a service provider system providing communication services to the mobile device. Sending the redemption message from the mobile wallet of the mobile device to the service provider system can be performed via a wireless communications network such as a cellular network.

Description

BACKGROUND OF THE INVENTION[0001]Embodiments of the present invention generally relate to mobile commerce. More specifically, embodiments of the present invention relate to methods and systems for redeeming and reporting use of marketing offers such as coupons via mobile electronic devices.[0002]Today, merchants and service providers accept many forms of payment. Many merchants will accept cash, credit cards, debit cards, stored-value cards, checks, and promotional items such as coupons. Additionally, various forms of wireless or contactless devices have been introduced for use in various types of transactions. For example, contactless transaction initiation is often performed with a “smart” card or other device such as a key fob or a mobile device such as a cell phone or Personal Digital Assistant (PDA) containing a memory and a processor. Such a card or device typically also includes Radio-Frequency IDentification (“RFID”) or Near-Field Communications (NFC) components for contactl...

Claims

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Application Information

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IPC IPC(8): H04M3/42
CPCG06Q20/32G06Q20/3223G06Q20/387G06Q30/02G06Q30/0601G06Q30/0241G06Q30/0207G06Q30/0239G07F17/42G06Q30/0222G06Q20/3263
InventorBYERLEY, DOUGLASCAWTHORNE, JOHNDEWAN, SUNILSKOWRONEK, DANIELARTHUR, STEVEN E.TOOMER, CHRISTOPHER L.
OwnerFIRST DATA