This invention relates to a method and system of e-commerce through the consumer registering the businesses number name. A system and method to achievement e-commerce transactions In a public network through Member Name, including,at least terminal devices for consumer, commercial tenants pay device, the card issuing bank payment gateway devices, payment platform devices and the third party logistics unit. Its property is through bundling with the establishment of the card issuing bank payment gateway Member name and their bank cards card number, when consumers apply for e-commerce transactions to the business community, need not submit personal information of bank cards will be able to activate the e-commerce transactions logic, the logic coverage of the state of e-commerce transactions, through unbundling transactions steps to improve the authenticity of transactions, reliability, safety; passage of this invention, consumers can break through the traditional limitations of electronic commerce terminal devices, more convenient, flexible in e-commerce, without worrying about their bank cards leaked confidential information, while businesses can be more convenient and credible conduct of e-commerce; card-issuing banks can develop electronic commerce based on depay without changing existing business processes.