Self-aid service system and on-line transaction method

A self-service and transaction technology, applied in the complete banking system, sales/lease transactions, complete banking system, etc., can solve the problems of unable to meet the needs of merchant customers and purchase customers, one-way flow of POS settlement funds, and the amount of cash withdrawal Limited problems, to achieve the effect of increasing self-service functions, no technical barriers, low cost and risk

Inactive Publication Date: 2007-11-28
CHINA CONSTRUCTION BANK
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In this case, the existing self-service system is far from meeting the needs of such merchant customers and purchasing customers.
For example, setting in these large wholesale (trade) markets and logistics centers will not meet the characteristics of larger transaction volumes in large wholesale (trade) markets and logistics centers due to the limited amount of cash withdrawn by ATMs every day; ) Merchant customers in markets and logistics centers rarely use POS settlement. One is that merchants need to invest in POS equipment, and the other is that the flow of funds for POS settlement is one-way, that is, the flow of funds is only from the purchase of goods to the customer. Business merchants, however, when business merchants need external settlement, they need to find other settlement channels. Obviously, the above two existing self-service systems cannot meet the settlement needs of these large wholesale (trade) markets and logistics centers

Method used

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  • Self-aid service system and on-line transaction method
  • Self-aid service system and on-line transaction method
  • Self-aid service system and on-line transaction method

Examples

Experimental program
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Embodiment Construction

[0049] In order to make the above objects, features and advantages of the present invention more comprehensible, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments.

[0050] Because the self-service terminals in the prior art only have services for individual customers, but do not have services for merchant customers such as large-scale wholesale (trade) markets and logistics centers, because the services that merchant customers and individual customers may need are different, simply Self-service terminals with the same business functions often cannot meet the needs of merchant customers. For example, based on the purpose of encouraging settlement transactions, in order to facilitate the transfer of funds with upstream and downstream customers, merchant customers need to open account transfer transactions, while ordinary individual customers need to block this transaction, or merchant customers ...

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PUM

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Abstract

The invention discloses a self-service system, which comprises the following parts: server, customer end, integrated mode, prefix module to generate trading information according to trading request for user to transmit the trading information to the integrated mode, wherein the prefix mode receives the trading result information from the integrated mode and transmits the information to customer end; the integrated mode switches the trading information and trading result information, which transmits the switched trading information to server and returns the switched trading result information to the prefix mode. The invention can satisfies the self-service need of large-scale trading market and material flow cantor, which ensures the system security.

Description

technical field [0001] The invention relates to the field of online data interactive processing, in particular to a self-service system and an online transaction method. Background technique [0002] With the development of science and technology, self-service systems have been extended to all areas of people's lives. In supermarkets, hotels, fast food restaurants, schools, gas stations and other public places, self-service systems can be seen everywhere, such as telecommunications multimedia call charge inquiry terminals, multimedia vending machines, etc. Card terminals are used in multimedia ticketing terminals, ATMs, POS, etc. in road transportation systems. Due to the convenience, speed and ease of operation of self-service systems, more and more users tend to use self-service systems to complete corresponding transactions or businesses. [0003] At present, large-scale wholesale (trade) markets and logistics centers in various regions have a good momentum of development...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G07F19/00G06Q20/00G06Q30/06
Inventor 朱鹏庄玮李春方群肖林强陈英江李强孙玉光王旭刚钱方
Owner CHINA CONSTRUCTION BANK
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