Network trade identity authentication system and its method

A network transaction and identity authentication technology, applied in the field of network transaction identity authentication, can solve problems such as inability to interrupt in real time

Inactive Publication Date: 2007-12-12
ITE2 TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, this method cannot interrupt the network transaction in real time, so it still cannot effectively reduce the loss of the network seller

Method used

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  • Network trade identity authentication system and its method
  • Network trade identity authentication system and its method
  • Network trade identity authentication system and its method

Examples

Experimental program
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Embodiment Construction

[0051] The present invention provides a network transaction identity authentication method and system for confirming the user's identity when conducting transactions on the network with credit cards, other financial tokens or deposit accounts. The network mentioned here includes interfaces such as the Internet and communication networks for connecting users and sellers who establish an online trading platform.

[0052] The network transaction identity authentication system of the present invention includes a financial institution authorization terminal 100 , a user terminal 200 and a network transaction platform 300 . In the embodiment shown in FIG. 1 , the user terminal 200 includes a first user interface 210 and a second user interface 220 . In a preferred embodiment, the first user interface 210 is a mobile phone. However, in different embodiments, the first user interface 210 can also be an interface capable of receiving external information, such as a personal digital as...

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Abstract

A network deal ID certification method and system. The ID certification system comprises the finance authorization terminal, user terminal and network exchange platform. The user terminal comprises the first user interface and the second user interface. The first user interface goes through the first communication channel linking the financial authorization terminal. The first user interface goes through the first communication channel linking the financial authorization terminal. The ID certification method comprises a communication channel delivery certification code to users, with the other communication channel receiving the input certificate code of the user input.

Description

technical field [0001] The present invention relates to a network transaction identity authentication method and system; in particular, the present invention relates to a network transaction identity authentication method and system for confirming the user's identity when conducting transactions on the network. Background technique [0002] With the development of network technology and the widespread use of the network, transactions on the network have increasingly become one of the sales channels that are valued by various industries. However, unlike traditional transaction behaviors, buyers and sellers in online transactions conduct transactions through transaction platforms built on the Internet, rather than face-to-face transactions. Because the buyer's identity authentication is not easy on the Internet, the seller's losses are often caused by the buyer's use of forged credit card or account information. [0003] At present, the most common transaction mode on the Int...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00G06Q30/06
Inventor 姜冠宇
Owner ITE2 TECH
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