Method supporting user verifying legitimacy of bank brushing card terminal equipment

A technology of card swiping terminal and terminal equipment, which is applied to the activation of coded identification cards or credit cards, coin-free or similar appliances, instruments, etc., can solve the problem of inability to prevent counterfeit card duplication, and achieve the effect of avoiding traps

Inactive Publication Date: 2008-05-14
SUNYARD SYST ENG CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0007] Moreover, this advanced chip card design technology cannot prevent future counterfeit card duplication. For example, mobi

Method used

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  • Method supporting user verifying legitimacy of bank brushing card terminal equipment
  • Method supporting user verifying legitimacy of bank brushing card terminal equipment

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Embodiment Construction

[0027] The present invention will be described in further detail below in conjunction with the accompanying drawings and embodiments.

[0028] The technical solution of the invention relates to the software upgrade of the existing bank card terminal equipment, the upgrade of the front-end processor and the host computer system related to the bank card business of the information center of the issuing bank. The verification method and system of the present invention are seamlessly compatible with various existing bank card information systems, and can be upgraded step by step, stage by stage, and region by region. For example, adopt the technical solution of the present invention for newly added various bank card services, adopt the technical solution of the present invention for newly developed and newly opened bank card terminal equipment, and gradually upgrade and replace the original terminal system at the same time.

[0029] The software program upgrade of the bank card te...

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Abstract

The invention relates to a method for a user to check the legitimacy of a bank card reading terminal equipment. After a card reading machine gets on line, the password that the user and the card issuing bank agreed on is displayed to check the legitimacy of the card reading machine. When applying for the bank card, the user and the card issuing bank agree on a certain form of password. Being obligated to judge and check the legitimacy of the card reading machine according to the password displayed by the card reading machine before entering the password for bank card consumption, the user can decide in time whether to continue entering the password in order to avoid the bank card password that is stolen by the illegal bank card reading terminal. The invention has the advantages of embodying the system mode of man-machine intelligent synthetic integration in modern system engineering and organically combining the mental judgment of the cardholder with the computational intelligence of the online service center instead of totally depending on the techniques. The invention adds the cooperation of the user to check the safety of the card reading terminal equipment, so as to avoid the traps made by the illegal card reading terminal equipment.

Description

technical field [0001] The invention relates to the field of various bank card transactions in financial informatization, and mainly relates to a method for supporting users to verify the legitimacy of bank card swiping terminal equipment. [0002] Generally speaking, the present invention relates to various fields of bank card transactions in financial informationization, including other fields using magnetic cards as authorization certificates. Specifically, it involves a magnetic card authorization. When used in an open public place, the cardholder needs to verify the legitimacy of the card reader terminal device. The agreement reached is to prevent illegal, unauthorized, and third-party forged terminal card swiping equipment from stealing the user's card password, so as to protect the reputation of the card issuer and the rights and interests of cardholders. Background technique [0003] At present, when cardholders use POS machines, ATM machines, KIOSK machines, or oth...

Claims

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Application Information

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IPC IPC(8): G07F7/08G07F7/00
Inventor 季白杨张树人
Owner SUNYARD SYST ENG CO LTD
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