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Commodity transaction settlement method and system

A commodity and settlement center technology, applied in the field of commodity transaction settlement and systems, can solve problems such as increasing social and economic costs, affecting commercial credit construction, and affecting social harmony, so as to improve the efficiency of capital use, relax loan restrictions, and reduce financial effects.

Inactive Publication Date: 2011-10-12
上海钧宸投资有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Arrears of payment settlement caused conflicts between suppliers and buyers, and even resulted in a large number of economic litigation cases, which increased a lot of social and economic costs, seriously affected the construction of commercial credit in our country, and affected the harmony of society

Method used

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  • Commodity transaction settlement method and system
  • Commodity transaction settlement method and system
  • Commodity transaction settlement method and system

Examples

Experimental program
Comparison scheme
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Embodiment Construction

[0077] The present invention will be further described below in conjunction with the accompanying drawings and embodiments.

[0078] Embodiment of commodity transaction settlement system

[0079] figure 1 The structure of the embodiment of the commodity transaction settlement system of the present invention is shown. See figure 1 , the commodity transaction settlement system in this embodiment includes a buyer platform 1 , a supplier platform 2 , a settlement center platform 3 , a financial institution service platform 4 and a third-party logistics platform 5 . These platforms establish data connections with each other through the network, and the network may be realized by a wired network, a wireless network or a satellite communication network.

[0080] The following describes the working process of the system as a whole.

[0081] The supplier will provide the goods information (ie figure 1 The information flow arrows of product catalogs, prices, etc. as shown) are se...

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Abstract

The invention discloses a commodity transaction settlement method and system, which can effectively solve the two problems of difficulty in financing and settlement of small and medium enterprises in the field of commodity transaction settlement. The technical scheme is as follows: a settlement center is introduced besides a supplier, a purchaser and a third-party logistics (TPL), thus integrating the purchaser, the supplier, the TPL and the settlement center tightly and organically as a common body. A triangular circular flow chain is formed among the settlement center, the supplier and the purchaser, namely, the settlement pays the supplier in advance, and then the purchaser repays the delayed factoring goods payment to the settlement center in a preset period. Under the pattern, a whole supplying chain financial system is controlled by an electronic business information system, thus removing all anthropic factors, being capable of realizing rapid payment return of the supplier by realizing real transaction and delivery only if commodities are good for sales, and thoroughly solving the dilemma of difficulty in payment settlement.

Description

technical field [0001] The invention relates to a commodity transaction settlement method and system, in particular to a commodity transaction settlement method and system suitable for small and medium-sized enterprises. Background technique [0002] Over the past 30 years of reform and opening up, my country's small and medium-sized enterprises have developed rapidly. At present, the development status of my country's small and medium-sized enterprises has reached 42 million, accounting for 99.8% of the total number of enterprises in the country, contributing more than 60% to the country's GDP and providing 80% of the Among urban jobs, 82% of new product development comes from small and medium-sized enterprises. Small and medium-sized enterprises have become one of the important driving forces for economic prosperity, employment expansion, structural adjustment and innovation promotion. [0003] In December 2009, the "Central Economic Work Conference" proposed that the curre...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q30/00G06Q40/00
Inventor 陈哨麟
Owner 上海钧宸投资有限公司
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