Electronic transaction system

Abstract

The invention provides an electronic transaction system which comprises a first chip, a plurality of second chips and a terminal device. The electronic transaction system is characterized in that the first chip is used for storing electronic currency issued by a currency issuer and specifying the information of the type of the electronic currency; the second chips are arranged in the terminal device and are used for storing electronic currency provided by the terminal device; and different types of electronic currency are stored in the second chips. The implementation of the electronic transaction system can realize the function of transaction with electronic currency of different issuing offices or transaction with different types of electronic currency of the same issuing office, thereby effectively using the electronic transaction system.

Description

technical field [0001] The present invention relates to the field of electronic transaction, more specifically, relates to an electronic transaction system which subtracts the payment fee from the electronic money stored on the integrated chip during the transaction, and performs price settlement. Background technique [0002] With the development of Internet technology, e-commerce is becoming more and more popular, and there are more and more payment methods as electronic transactions, such as: prepaid method (prepayment method), cash payment method (instant payment method) and credit card method ( postpaid method) and so on. Due to the different methods of various financial institutions (such as banks, credit companies, circulation companies, etc.) as the issuing units of electronic money, there are many forms. Among these various forms, there are several ways of loading electronic money on the customer's card. In these methods, the customer must fill the customer card w...