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Card swiping transaction method

A transaction method and the technology of a card swiping machine, applied in the field of identification, can solve problems such as bank card fraudulent swiping, and achieve the effect of preventing stolen swiping

Inactive Publication Date: 2015-06-17
青岛龙泰天翔通信科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0003] The present invention proposes a smart business cloud card swiping transaction method, which solves the problem of bank cards being stolen in the prior art

Method used

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Embodiment Construction

[0016] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0017] Such as figure 1 As shown, a smart business cloud card swiping transaction method of the present invention includes the following steps: step (a), input the fingerprint of the bank card holder through the fingerprint input device, and combine the fingerprint with the holder's mobile phone number, bank card The card number and payment password are bound together and stored in the database of the host computer; step (b), identify the bank card number thro...

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Abstract

The invention discloses a hui merchant cloud card swiping transaction method. The card swiping transaction method comprises the following steps that firstly, a fingerprint is bound together with a cell phone number, a bank card number and a payment code of a possessor to be stored in a database of an upper computer; secondly, the bank card number is identified by a card swiping machine, and the upper computer replies the bound payment code and the fingerprint of the possessor to the card swiping machine; thirdly, a card swiping person selects the fingerprint verification or the verification of verification code receipt by a cell phone; fourthly, if the card swiping person selects the fingerprint verification, when the code and the fingerprint are both correct, an authentication correct signal is sent to the upper computer; fifthly, if the card swiping person selects the verification code verification, when the verification code input by the card swiping person is in accordance with the verification code receipt by the card swiping machine, the card swiping machine sends the authentication correct signal to the upper computer; sixthly, the upper computer performs payment transaction according to the authentication correct signal sent by the card swiping machine.

Description

technical field [0001] The invention relates to the field of identity recognition, in particular to a smart card swiping transaction method in the cloud. Background technique [0002] The existing card swiping consumption method is mainly carried out by swiping the card and then inputting the password, which cannot verify the identity of the holder of the bank card, and the phenomenon of the bank card being stolen and swiped occurs from time to time. Contents of the invention [0003] The invention proposes a smart business cloud card swiping transaction method, which solves the problem of bank cards being stolen in the prior art. [0004] Technical scheme of the present invention is realized like this: [0005] A smart business cloud card swiping transaction method, comprising the following steps: [0006] Step (a), enter the fingerprint of the bank card holder through the fingerprint input device, and bind the fingerprint with the holder's mobile phone number, bank car...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/40G07F7/12
CPCG06Q20/40145G07F7/122
Inventor 陈迎东
Owner 青岛龙泰天翔通信科技有限公司
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