Credit account creation method, device and system

An account and credit technology, applied in transmission systems, payment systems, data processing applications, etc., can solve the problems of long creation process and low creation efficiency

Active Publication Date: 2018-04-13
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] In order to solve the problems of long creation process and low creation efficiency in the related credit account creation method, the embodiment of the present invention provides a credit account creation method, device and system

Method used

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  • Credit account creation method, device and system
  • Credit account creation method, device and system
  • Credit account creation method, device and system

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Embodiment Construction

[0070] In order to make the object, technical solution and advantages of the present invention clearer, the implementation manner of the present invention will be further described in detail below in conjunction with the accompanying drawings.

[0071] Please refer to figure 1 , which shows a schematic structural diagram of an implementation environment involved in various embodiments of the present invention. The implementation environment includes: a terminal 120 , a first server 140 and a second server 160 .

[0072] The terminal 120 can be a mobile phone, a tablet computer, an electronic book reader, an MP3 player (Moving Picture Experts Group Audio Layer III, moving picture experts compress standard audio level 3), MP4 (Moving Picture Experts Group Audio Layer IV, moving picture experts compress standard audio Level 3) Players, Laptops and Desktops, etc.

[0073] The terminal 120 may be installed with an application client or a browser, and access the web client of the ...

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Abstract

The embodiment of the invention discloses a credit account creation method, device and system, belonging to the technical field of data processing systems. The method includes: the first server sends the user's real name information to the second server; when the second server detects that there is no credit account corresponding to the user's real name information, sends instruction information to the first server; When there is an exchange resource account bound to the electronic exchange account, send a binding instruction to the client; the client obtains and sends the account information of the resource savings account; the first server sends the binding result of the electronic exchange account and the resource savings account to The second server; the second server creates a virtual credit account of the user. The invention solves the problems that it takes more time to apply for a credit account, which results in a longer creation process of the credit account and lower creation efficiency of the credit account, and achieves the effect of improving the creation efficiency of the credit account.

Description

technical field [0001] Embodiments of the present invention relate to the technical field of data processing systems, and in particular to a credit account creation method, device and system. Background technique [0002] A credit account is an account that can overdraft resources, and is created and managed by the corresponding account management server. Users can transfer a certain value of resources from the overdraft resources provided by the credit account to exchange for the target object, and then transfer the resources of this value to the credit account to realize the turnover of resources. [0003] A related credit account creation method includes: the account management server receives a credit account creation request triggered by a user on a web page, and displays an information input box to the user on the web page according to the credit account creation request, and the information input box is used to input a name, User profile information such as ID number...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): H04L29/08
CPCG06Q20/351G06Q20/3552G06Q20/363G06F16/951G06F3/0481G06Q20/102G06Q20/40
Inventor 刘国果吴毅弓晨张文静张晋铭谭金文郭懿心叶娃侯亮徐震宇张斌陈巍郑浩剑江盈义宋凌云姜楠
Owner TENCENT TECH (SHENZHEN) CO LTD
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