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Credit account creating method, device and system

An account and credit technology, applied in the transmission system, payment system, data processing application, etc., can solve the problems of long creation process and low creation efficiency

Active Publication Date: 2015-09-16
TENCENT TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] In order to solve the problems of long creation process and low creation efficiency in the related credit account creation method, the embodiment of the present invention provides a credit account creation method, device and system

Method used

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  • Credit account creating method, device and system
  • Credit account creating method, device and system
  • Credit account creating method, device and system

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Embodiment Construction

[0070] In order to make the objectives, technical solutions and advantages of the present invention clearer, the embodiments of the present invention will be described in further detail below in conjunction with the accompanying drawings.

[0071] Please refer to figure 1 , Which shows a schematic structural diagram of an implementation environment involved in various embodiments of the present invention. The implementation environment includes: a terminal 120, a first server 140, and a second server 160.

[0072] The terminal 120 can be a mobile phone, a tablet computer, an e-book reader, an MP3 player (Moving Picture Experts Group Audio Layer III), MP4 (Moving Picture Experts Group Audio Layer IV, a moving picture expert compression) Standard audio level 3) Players, laptop portable computers and desktop computers, etc.

[0073] The terminal 120 may be installed with an application client, or a browser installed with a web client for accessing the application through the browser. ...

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PUM

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Abstract

The present disclosuredirects tomethod, device, system for creating virtual creditcard. The method includes: receiving a subset of real-name information from a user interface of a terminal device; searching the real-name information stored in the first server with the subset of the real-name information; upon the real-name information is found, sending the real-name information to the second server; finding whether the real-name information associates with a credit card account; after finding the credit card account is not stored in the second server, determining whether an exchange resource account tying to the electronic exchange account is stored in the first server; if the exchange resource account is not stored, receiving account information of a resource saving account, and binding the electronic exchange account and the resource saving account; creating a virtual credit card account by the second server; andstoring the virtual credit card in the first server.

Description

Technical field [0001] The embodiments of the present invention relate to the technical field of data processing systems, and in particular to a method, device and system for creating a credit account. Background technique [0002] A credit account is an account that can overdraft resources and is created and managed by the corresponding account management server. The user can transfer a certain value of resources from the overdraft resources provided by the credit account to exchange for the target, and then transfer the value of resources to the credit account to realize the turnover of resources. [0003] A related credit account creation method includes: an account management server receives a credit account creation request triggered by a user on a web page, and displays an information input box on the web page to the user according to the credit account creation request. The information input box is used to input a name, User profile information such as ID number, address, e...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): H04L29/08
CPCG06Q20/351G06Q20/3552G06Q20/363G06F16/951G06F3/0481G06Q20/102G06Q20/40
Inventor 刘国果吴毅弓晨张文静张晋铭谭金文郭懿心叶娃侯亮徐震宇张斌陈巍郑浩剑江盈义宋凌云姜楠
Owner TENCENT TECH (SHENZHEN) CO LTD
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