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Payment request processing method, payment request processing device and terminal

A payment request and payment terminal technology, applied in the payment system, payment system structure, data processing application, etc., can solve the problems of low security of bank card and password payment, personal bank card being swiped in different places, etc.

Inactive Publication Date: 2016-06-01
SHENZHEN COOLPAD SOFTWARE TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

At present, users only need a bank card and payment password to complete a complete transaction when consuming, but the security of bank card and password payment is low, and personal bank cards are frequently stolen from other places.

Method used

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  • Payment request processing method, payment request processing device and terminal
  • Payment request processing method, payment request processing device and terminal
  • Payment request processing method, payment request processing device and terminal

Examples

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Embodiment Construction

[0032] In order to have a clearer understanding of the above objects, features and advantages of the present invention, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments. It should be noted that, in the case of no conflict, the embodiments of the present application and the features in the embodiments can be combined with each other.

[0033] In the following description, many specific details are set forth in order to fully understand the present invention. However, the present invention can also be implemented in other ways different from those described here. Therefore, the protection scope of the present invention is not limited by the specific details disclosed below. EXAMPLE LIMITATIONS.

[0034] figure 1 A schematic flow chart of a method for processing a payment request according to an embodiment of the present invention is shown.

[0035] like figure 1 As shown, a payment request p...

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Abstract

The invention provides a payment request processing method, a payment request processing device and a terminal. The payment request processing method includes the following steps that: when a payment terminal receives a payment request, the first position of a target terminal bound with specified payment information in the payment request is obtained; and the first position is compared with the second position of the payment terminal, so that whether responding to the payment request is allowed or not is determined according to a comparison result. With the technical schemes of the invention adopted, a financial institution can effectively ensure the payment security of users and prevent illegal users from using the bank cards of the users in an unauthorized manner or embezzling the Alipay of the users so as to improve the property security of the users.

Description

technical field [0001] The present invention relates to the technical field of terminals, in particular, to a payment request processing method, a payment request processing device and a terminal. Background technique [0002] Today, with the rapid development of information technology, payment security has become a difficult problem for major financial institutions to overcome. How to ensure the safety of users' property is the primary problem for financial institutions to solve. At present, users only need a bank card and payment password to complete a complete transaction when consuming, but the security of bank card and password payment is low, and personal bank cards are frequently stolen from other places. [0003] Therefore, how to enable financial institutions to effectively ensure the payment security of users, prevent illegal users from stealing users' bank cards or embezzling Alipay in different places, so as to improve the property safety of users has become an u...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/32G06Q20/40
Inventor 成荣峰
Owner SHENZHEN COOLPAD SOFTWARE TECH
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