Safe transaction payment method based on NFC

A technology for secure transaction and payment equipment, which is applied in the field of NFC-based secure transaction payment, can solve the problems of increasing NFC payment equipment mistaken swiping, fraudulent swiping by others, payment transaction security threats, etc., and achieves the effect of ensuring the security of transaction information

Inactive Publication Date: 2017-05-31
ZHEJIANG OCEAN UNIV
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In order to improve the convenience of payment, it is usually not necessary to enter the payment password when making small-amount payments. This not only facilitates the convenient payment of user

Method used

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  • Safe transaction payment method based on NFC
  • Safe transaction payment method based on NFC

Examples

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Embodiment Construction

[0023] The present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments.

[0024] Such as figure 2 As shown, the NFC-based secure transaction payment method in this embodiment is used in the NFC payment system formed by the NFC payment device and the NFC settlement terminal. For the NFC payment system, see figure 1 shown. Wherein, the NFC-based secure transaction payment method includes the following steps 1 to 9 in turn:

[0025] Step 1. The NFC payment device collects the fingerprint information and facial feature information of its legal owner, and records the payment password entered by the legal owner through the keyboard of the NFC payment device, the time it takes to complete the payment password input, and the legal owner's input. The average value of respiratory airflow velocity during the password payment process;

[0026] Since fingerprint information is unique to the human body, fingerprint informatio...

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Abstract

The invention relates to a safe transaction payment method based on NFC, and the method is used in an NFC payment system which is composed of NFC payment equipment and an NFC settlement terminal. The method comprises the steps that the NFC payment equipment collects the fingerprint information and face feature information of a legal owner of the NFC payment equipment, records a payment password inputted by the legal owner through a keyboard, the time in inputting the payment password and the breath air flow speed mean value of the legal owner in the payment password input process; meanwhile, the NFC payment equipment also builds a left-right hand pressure feature database of the legal owner, and collects the current transaction position and current air moisture value, so as to carry out the matching of the current transaction position and current air moisture value with the current position and current air moisture value transmitted by the NFC settlement terminal for judgment during the payment transaction, and complete the transaction payment process after multiple safety information verification.

Description

technical field [0001] The invention relates to the field of secure payment, in particular to an NFC-based secure transaction payment method. Background technique [0002] In recent years, mobile terminals have more and more functions. In addition to functions such as Bluetooth call function and GPS positioning and navigation, the mobile terminal also has a near field communication (Near Field Communication, NFC) function. NFC is evolved from the integration of non-contact radio frequency identification (RFID) and interconnection technologies. It combines inductive card readers, inductive cards and point-to-point functions on a single chip, and can identify and communicate with compatible devices within a short distance. data exchange. A mobile terminal with an NFC function may also be called an NFC payment device. [0003] At present, many payments based on NFC technology are small payments. In order to improve the convenience of payment, it is usually not necessary to e...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/38G06Q20/40
CPCG06Q20/3278G06Q20/382G06Q20/4014G06Q20/40145
Inventor 郑芸顾沈明陈荣品
Owner ZHEJIANG OCEAN UNIV
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