Local loss assessment price processing method and system based on vehicle insurance intelligent loss assessment platform

Abstract

The invention discloses a local loss assessment price processing method and system based on a vehicle insurance intelligent loss assessment platform. The local loss assessment price processing method comprises the steps of acquiring and storing accessory prices and maintenance man-hours of each vehicle model, storing the accessory prices into an accessory database, and storing the maintenance man-hours into a man-hour database; calculating corresponding local accessory prices for each branch mechanism according to the accessory prices in the accessory database, and updating the accessory database; calculating the corresponding local man-hour cost according to the maintenance man-hours in the man-hour database; and calculating the loss assessment amount according to the local accessory prices and the corresponding local man-hour cost. According to the invention, basic data is maintained through utilizing a headquarters data processing module, and the accessory prices and the man-hour cost of each branch mechanism are calculated by utilizing the headquarters data processing module at the same time, so that each branch mechanism is enabled to only need to receive loss assessment prices sent by the headquarters, each mechanism is supported to maintain th local price, and the price is enabled to be more reasonable. Meanwhile, a problem of price difference among the mechanisms is solved, so that the price can be better accepted by customers.

Description

technical field [0001] The present invention relates to the field of automobile loss assessment, in particular to a local assessment price processing method and system based on an automobile insurance intelligent assessment platform. Background technique [0002] With the development of society, there are more and more traffic vehicles, and vehicle insurance is already the first procedure after purchasing a vehicle. With the increase of vehicles, the absolute number of vehicle traffic accidents also increases accordingly. When a traffic accident occurs to an insured vehicle, the first thing the insurance company does is to determine the damage. [0003] Vehicle loss assessment has always been a highly professional and technical job. Vehicle loss assessment involves the technologies and interests of maintenance, manufacturing, and vehicle owners. It is a prominent contradiction in the entire auto insurance service and requires professionals. At the same time, the price of p...

AI Technical Summary

Problems solved by technology

At present, the loss assessment platform used by insurance institutions in the market, the data of spare parts prices and working hours are all maintained by the company headquarters in a unified way, and the local prices in each region are not refined, so the institutions cannot meet the local price support

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