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Risk monitoring method and apparatus for insurance acceptance information

A technology of risk, monitoring objects, applied in the computer field

Inactive Publication Date: 2017-10-10
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

[0004] In this way, insurance institutions need to monitor the risks of the insurance acceptance business handled by insurance salespersons to prevent the salesperson from using customer information to impersonate the customer's name to carry out insurance-related matters, thus affecting the rights and interests of customers

Method used

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  • Risk monitoring method and apparatus for insurance acceptance information
  • Risk monitoring method and apparatus for insurance acceptance information
  • Risk monitoring method and apparatus for insurance acceptance information

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Embodiment Construction

[0036] In order to make the purpose, technical solution and advantages of the present invention more clear, the present invention will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0037] The risk monitoring method for insurance acceptance information provided by the embodiment of the present invention can be applied to figure 1 In the application environment shown, such as figure 1 As shown, the server 110 communicates with the terminal 120 through a network. The server 110 obtains the monitoring object identifier and the corresponding scoring value, and judges whether the scoring value is lower than the preset scoring value. At least one insurance acceptance identifier corresponding to the identifier is used as the insurance acceptance identifier to be investigated. ...

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Abstract

The invention relates to a risk monitoring method and apparatus for insurance acceptance information. The method comprises the following steps: a monitoring object identifier and a corresponding rating score are obtained, and whether the rating score is lower than a preset rating score is determined; when the rating score is lower than a preset rating score, at least one insurance acceptance identifier corresponding to the monitoring object identifier is obtained as an insurance acceptance identifier to be investigated; insurance acceptance information to be investigated corresponding to the insurance acceptance identifier to be investigated is obtained, a questionnaire is generated according to the insurance acceptance information to be investigated and preset questionnaire template information and sent to a terminal, questionnaire reply information returned from the terminal is received, and whether the questionnaire investigation on the insurance acceptance information to be investigated is passed is determined according to the reply information; if not, the insurance acceptance information to be investigated is sent to an investigation system, and the insurance acceptance information to be investigated is subjected to exception investigation via the investigation system. The insurance acceptance information can be monitored in an intelligent and accurate manner, and therefore risk rates can be lowered.

Description

technical field [0001] The invention relates to the field of computer technology, in particular to a risk monitoring method and device for insurance acceptance information. Background technique [0002] In today's society, with the improvement of the insurance institution system and the enhancement of people's awareness of risk protection, insurance products are getting more and more attention. [0003] However, at present, due to the limitation of the location and number of stores, insurance salesmen usually provide door-to-door services and accept insurance business with insurance buyers, such as the signing of new insurance policies and acceptance of preservation (preservation refers to the application for modification of purchased insurance policies. , such as beneficiary changes, address changes, payment account information changes, contract termination and other information changes), etc., and handle the follow-up processing procedures for insurance buyers. [0004] I...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 杨圣王赛匡显威
Owner PING AN TECH (SHENZHEN) CO LTD
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