Screen-off payment method and mobile terminal

A mobile terminal and screen-off technology, applied in the payment system, payment system structure, instruments, etc., can solve the problems of power consumption and cumbersome operation, and achieve the effect of reducing power consumption, solving cumbersome operation and improving payment efficiency.

Active Publication Date: 2018-10-09
VIVO MOBILE COMM CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0009] The purpose of the present invention is to provide a screen-off payment method and a mobile terminal to solv

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  • Screen-off payment method and mobile terminal
  • Screen-off payment method and mobile terminal
  • Screen-off payment method and mobile terminal

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Embodiment Construction

[0036] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are some of the embodiments of the present invention, but not all of them. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without creative efforts fall within the protection scope of the present invention.

[0037] The present invention aims at the problem that the mobile payment scheme in the prior art is inconvenient to use, and provides a screen-off payment method, such as figure 1 shown, including:

[0038] Step 11: When the mobile terminal is in the payment scene, turn off the screen and display the initial two-dimensional code used to trigger the payment function of the mobile terminal.

[0039] The initial two-dimensional code here is different fro...

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Abstract

The invention provides a screen-off payment method and a mobile terminal. The screen-off payment method comprises the steps that when the mobile terminal is in a payment scenario, a screen is off anddisplays an initial two-dimensional code used for triggering the payment function of the mobile terminal; after a notification message of successful initial two-dimensional code scanning is received,the payment account information of a target payment application is sent to a code scanning device, wherein the notification message is sent by the code scanning device; payment amount information returned by the payment server of the target payment application is received, and the screen is off, displays payment amount and carries out authentication; and if the authentication is passed, payment data are generated and sent to the payment server for payment. According to the scheme, a payment state is started in advance under the screen which is off, which improves the payment efficiency, and reduces process operation; in addition, the entire payment process is completed in the state of screen-off, which can reduce power consumption; and the problems of cumbersome operation and unnecessarypower consumption of a mobile payment scheme in the prior art are well solved.

Description

technical field [0001] The present invention relates to the technical field of terminals, in particular to a screen-off payment method and a mobile terminal. Background technique [0002] There are three main types of mobile payment solutions: [0003] First, most payment applications need to be unlocked to enter the application, open the QR code or scan the QR code of the merchant to pay; [0004] The second method is to pay with the screen off, by using the mobile phone's built-in security chip + near-field communication NFC + fingerprint recognition to achieve quick payment with the screen off; [0005] The third way is to wake up the application based on the host card in the NFC off-screen state to realize fast payment when the screen is off. [0006] However, the first solution needs to enter the application after unlocking the screen, and open the QR code or scan it; this process is too complicated, the payment time is long, and it is not convenient. [0007] The se...

Claims

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Application Information

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IPC IPC(8): G06Q20/32G06Q20/40
CPCG06Q20/3274G06Q20/4014G06Q20/40145
Inventor 刘标
Owner VIVO MOBILE COMM CO LTD
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