Method and device for exchanging currency
A technology of currency and exchange times, applied in the field of currency exchange, which can solve problems such as inconsistency, transaction failure, and account balance changes.
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Embodiment 1
[0030] The present application provides a method for exchanging currencies, which can be applied in the currency exchange of two different countries, for example: exchanging currency A for currency B, or exchanging currency B for currency A. In addition, the method provided by this application can also be applied to the currency exchange of multiple countries, for example, the currency exchange of three different countries: exchange A currency into B currency, and then convert B currency into C currency When the conversion is performed at the same time, it is equivalent to converting currency A to currency C at that moment, and the reverse conversion is the same. The method provided by the embodiment of this application is as figure 1 shown, including the following steps:
[0031] Step 101: Convert the first currency to the second currency according to the first exchange rate at the first moment.
[0032] In the above step 101, the first exchange rate is the amount at which ...
Embodiment 2
[0041] Based on the above-mentioned embodiment, in the above-mentioned step 104 of this method, according to the first exchange rate, the second exchange rate, the time length between the first moment and the second moment, and the round-trip exchange rate before the second moment The number of times determines the exchange amount after the second currency of the amount to be exchanged is converted to the first currency, such as figure 2 shown, including:
[0042] Step 105: Determine whether the difference between the first exchange rate and the second exchange rate exceeds the preset exchange rate value, and if so, determine the amount to be converted from the second currency to the first currency according to the second exchange rate If not, determine the conversion amount after the second currency of the amount to be converted is converted to the first currency according to the first exchange rate.
[0043] Specifically, the preset exchange rate value may be a preset exch...
Embodiment 3
[0068] The embodiment of the present application also provides a currency exchange device, such as Figure 5 shown, including:
[0069] The conversion module 51 converts the first currency into a second currency according to the first exchange rate at the first moment;
[0070] An acquisition module 52, which acquires the second currency of the amount to be converted at the second moment, and the second currency of the amount to be converted is used for converting into the first currency;
[0071] The first determination module 53 determines a second exchange rate according to the exchange rate between the first moment and the second moment;
[0072] The second determining module 54 determines the amount to be exchanged according to the first exchange rate, the second exchange rate, the time length between the first moment and the second moment, and the number of round-trip exchanges before the second moment The exchange amount after the second currency of is converted to th...
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