Automatic adjustment method and device for insurance policy, medium and electronic device

Abstract

The embodiment of the invention provides an automatic adjustment method of an insurance policy. The automatic adjustment method of the insurance policy comprises the following steps: obtaining an insurance policy of an insured object which meets a preset claim condition, wherein, the insurance policy at least comprises an expiration date and sales channel information; sequencing the policies according to the expiration date of the policies to obtain a first policy list; merging the policies whose expiration dates are adjacent to each other and the sales channel information is the same in the first policy list to obtain a second policy list; The consolidated policies in the second policy list are adjusted sequentially by the adjustment formula included in the sales channel information, andthe adjustment result of the consolidated policies is obtained. The technical proposal of the embodiment of the invention can consolidate and adjust multiple insurance policies and indemnity payment in one claim settlement, on the one hand, the complexity of the claim settlement of the customer is reduced, on the other hand, the workload of manual claim settlement of the insurance company is reduced, the calculation frequency of the claim settlement system is reduced, and the claim settlement timeliness and the customer satisfaction degree are improved.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to an automatic policy adjustment method, device, medium and electronic equipment. Background technique [0002] The current insurance system calculates the amount of claims, especially the adjustment part, basically after the loss is determined manually, the relevant data is brought into the system or not into the system, and then the calculation is performed manually according to the adjustment formula, and then Fill in the system and submit to complete the adjustment. [0003] At present, most of the adjustments in the insurance industry are done manually according to the pre-declared loss amount and the adjustment formula, or after the required factor data corresponding to the adjustment formula is structured in the system, the system calculates the corresponding factor data, and The factor data is automatically filled into the adjustment formula of the system, and th...

AI Technical Summary

Problems solved by technology

[0005] The purpose of the embodiments of the present invention is to provide an automatic insurance policy adjustment method, device, medium and electronic equipment, and then at least to a certain extent overcome the problems in the prior art that manual adjustments cannot process insurance policies in batches and the adjustment system is inefficient. and multiple questions

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