An automatic policy adjustment method, device, medium and electronic equipment

An insurance policy and automatic technology, applied in the computer field, can solve problems such as manual adjustment cannot be processed in batches, and the efficiency of the insurance policy adjustment system is low.

Active Publication Date: 2021-04-13
TAIKANG LIFE INSURANCE CO LTD +1
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  • Abstract
  • Description
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AI Technical Summary

Problems solved by technology

[0005] The purpose of the embodiments of the present invention is to provide an automatic insurance policy adjustment method, device, medium and electronic equipment, and then at least to a certain extent overcome the problems in the prior art that manual adjustments cannot process insurance policies in batches and the adjustment system is inefficient. and multiple questions

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  • An automatic policy adjustment method, device, medium and electronic equipment
  • An automatic policy adjustment method, device, medium and electronic equipment
  • An automatic policy adjustment method, device, medium and electronic equipment

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Embodiment Construction

[0056] Example embodiments will now be described more fully with reference to the accompanying drawings. Example embodiments may, however, be embodied in many forms and should not be construed as limited to the examples set forth herein; rather, these embodiments are provided so that this disclosure will be thorough and complete and fully convey the concept of example embodiments to those skilled in the art.

[0057] Furthermore, the described features, structures, or characteristics may be combined in any suitable manner in one or more embodiments. In the following description, numerous specific details are provided in order to give a thorough understanding of embodiments of the invention. However, those skilled in the art will appreciate that the technical solutions of the present invention may be practiced without one or more of the specific details, or other methods, components, means, steps, etc. may be employed. In other instances, well-known methods, apparatus, implem...

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Abstract

An embodiment of the present invention provides an automatic adjustment method for an insurance policy. The automatic adjustment method for an insurance policy includes: obtaining an insurance policy that the insured object meets the preset payment conditions, wherein the above-mentioned insurance policy includes at least the termination date and sales channel information; according to The termination date of the above-mentioned insurance policies Sort the above-mentioned policies to obtain the first policy list; combine the policies with adjacent termination dates and the same sales channel information in the above-mentioned first policy list to obtain the second policy list; through the above-mentioned sales channel information contained The adjustment formula sequentially adjusts the merged insurance policies in the above-mentioned second insurance policy list, and obtains the adjustment result of the above-mentioned merged insurance policies. The technical solution of the embodiment of the present invention can combine multiple insurance policies and make compensation in one claim settlement. On the one hand, it reduces the complexity of the customer’s claim settlement, on the other hand, it reduces the workload of the insurance company’s manual claim settlement, and also reduces the cost of the claim settlement system. The calculation frequency improves the timeliness of claims settlement and customer satisfaction.

Description

technical field [0001] The present invention relates to the field of computer technology, in particular to an automatic policy adjustment method, device, medium and electronic equipment. Background technique [0002] The current insurance system calculates the amount of claims, especially the adjustment part, basically after the loss is determined manually, the relevant data is brought into the system or not into the system, and then the calculation is performed manually according to the adjustment formula, and then Fill in the system and submit to complete the adjustment. [0003] At present, most of the adjustments in the insurance industry are done manually according to the pre-declared loss amount and the adjustment formula, or after the required factor data corresponding to the adjustment formula is structured in the system, the system calculates the corresponding factor data, and The factor data is automatically filled into the adjustment formula of the system, and th...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor 毛巧龙
Owner TAIKANG LIFE INSURANCE CO LTD
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