A method and a system for managing credit information data based on a block chain

A technology of data management and management methods, which is applied in the field of credit data management methods and systems based on blockchain, and can solve problems such as insufficient protection of credit data

Active Publication Date: 2019-04-16
UXIN SHUXIANG BEIJING INFORMATION TECH CO LTD
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  • Abstract
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  • Claims
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Problems solved by technology

[0004] In order to solve the technical problem of insufficient credit data protection in the prior art, the present invention proposes a blockchain-based credit data management method and system

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  • A method and a system for managing credit information data based on a block chain
  • A method and a system for managing credit information data based on a block chain
  • A method and a system for managing credit information data based on a block chain

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Embodiment Construction

[0051]In order to make the purpose, technical solutions and advantages of the embodiments of the present invention more clear, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0052] figure 1 It shows a schematic flow diagram of a credit reporting data management method according to an embodiment of the present invention. As shown in the figure, the method includes: first, an industry user applies for a blockchain network account to a regulatory agency; then, after completing the account application ...

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Abstract

The invention provides a method and a system for managing credit information data based on a block chain, wherein the method includes an industry user applies to a regulatory authority for a block chain network account number, After the account number application process is completed, the regulatory authority uploads the industry user certificate of the industry user to the certificate chain in the block chain, the certificate chain verifies the industry user certificate, and after the verification is passed, the regulatory authority uploads the credit information of the consumer user to the credit chain in the block chain. The invention solves the technical problem of ineffective data privacy protection in the prior art by the credit data management method and the system based on the block chain.

Description

technical field [0001] The present invention relates to credit investigation file management and computer blockchain technology, in particular to a blockchain-based credit investigation data management method and system. Background technique [0002] With the continuous development of the market economy and the deepening of economic marketization, the construction of corporate and personal credit reporting systems will surely become an indispensable part of social development and progress. A new form of file is derived from this, that is, credit file. Credit file is an inevitable product of social development. It strengthens the integrity and credit of enterprises and individuals, and promotes the healthy development of the market economy under the trend of global economic integration. The establishment of credit files not only enables credit institutions to effectively identify the credit risk of borrowers, but also reduces the information rent that banks charge from their ...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/02G06Q20/38
CPCG06Q20/3821G06Q40/03
Inventor 杨旭庞敏辉马擘邱慧
Owner UXIN SHUXIANG BEIJING INFORMATION TECH CO LTD
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