Risk early warning method and device for evaluated object, computer equipment and storage medium

A risk early warning and object technology, applied in computing, instruments, data processing applications, etc., can solve the problem of low processing efficiency, achieve the effect of improving efficiency and achieving comprehensiveness

Active Publication Date: 2019-04-19
PING AN TECH (SHENZHEN) CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

The traditional risk early warning method is to manually process the data to obtain the risk probability to carry out early warning operations for high-risk customers, which leads to low processing efficiency

Method used

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  • Risk early warning method and device for evaluated object, computer equipment and storage medium
  • Risk early warning method and device for evaluated object, computer equipment and storage medium
  • Risk early warning method and device for evaluated object, computer equipment and storage medium

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Embodiment Construction

[0056] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0057] In one embodiment, such as figure 1 As shown, a risk warning method for assessing objects is provided, including the following steps:

[0058] Step 102, obtaining business rule early warning data, single early warning data and risk transmission early warning data of the assessment object.

[0059] The evaluation object refers to the object that needs to be evaluated for risk, specifically, it can be an enterprise, an individual merchant, etc. Business rule early warning data refers to data that formulates business rules based on different signal dimensions and exc...

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Abstract

The invention relates to the technical field of artificial intelligence, is applied to the financial industry, and particularly relates to a risk early warning method and device for an assessment object, computer equipment and a storage medium. A method in one embodiment includes: providing a signal to be transmitted; obtaining service rule early warning data of the assessment object, single earlywarning data and risk conduction early warning data are obtained; Early warning data according to business rules, single early warning data and risk conduction early warning data are obtained; risk early warning comprehensive data of the assessment object is obtained; risk early warning comprehensive data in different time periods are extracted; comprehensive data are pre-warned according to risks in different time periods; The method comprises the steps of obtaining early warning coefficients corresponding to different time periods of an assessment object, obtaining the corresponding relation between the early warning coefficients and risk early warning comprehensive coefficients of the different time periods, obtaining the comprehensive risk early warning coefficients of the assessmentobject according to the early warning coefficients and the corresponding relation of the different time periods of the assessment object, and achieving risk early warning of the assessment object.

Description

technical field [0001] The present application relates to the technical field of artificial intelligence, in particular to a risk warning method, device, computer equipment and storage medium for assessing objects. Background technique [0002] With the rapid development of the global economy, large enterprise groups and small and medium-sized enterprises continue to emerge. In the process of business operation, enterprises may encounter various problems. In order to ensure the stability of enterprise operations, it is necessary to avoid and solve the risks that arise, reduce the probability of accidents, and improve the competitiveness of enterprises. [0003] Enterprise risk is a dynamic process with conduction. Enterprise risk accumulates, amplifies or even bursts through the conduction mechanism, thus triggering enterprise crisis. From the perspective of enterprise risk transmission, obtaining the probability of accident of the enterprise in danger is an effective way t...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/06
CPCG06Q10/0635
Inventor 陈凯帆叶素兰李国才王芊宋哲吴雨甜
Owner PING AN TECH (SHENZHEN) CO LTD
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