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A data processing method and device applied to property insurance

A data processing device and data processing technology, applied in the field of data processing based on the Internet of Things, can solve the problem of inability to obtain the real operational risk of the insured party, and achieve the effect of accurate insured risk

Inactive Publication Date: 2019-06-28
中科云创(厦门)科技有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0006] The main purpose of this application is to provide a data processing method and device applied to property insurance to solve the technical problem that the real operational risk of the policyholder cannot be obtained

Method used

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  • A data processing method and device applied to property insurance
  • A data processing method and device applied to property insurance

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Embodiment Construction

[0044] In order to enable those skilled in the art to better understand the solution of the present application, the technical solution in the embodiment of the application will be clearly and completely described below in conjunction with the accompanying drawings in the embodiment of the application. Obviously, the described embodiment is only It is an embodiment of a part of the application, but not all of the embodiments. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0045] It should be noted that the terms "first" and "second" in the description and claims of the present application and the above drawings are used to distinguish similar objects, but not necessarily used to describe a specific sequence or sequence. It should be understood that the data so used may be interchanged under appropriate circumstances for...

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Abstract

The invention discloses a data processing method and device applied to property insurance. The method comprises the steps of obtaining equipment management information of an insurer; Receiving the monitoring data of the insurer monitored and uploaded by the intelligent detection device; Obtaining corresponding production management information according to the monitoring data; And obtaining an operation risk and insurance premium corresponding to the insurer according to the equipment management information and the production management information. The technical effects that the monitoring data of the insurer can be automatically obtained through the technical means of the Internet of Things, and then the corresponding production management information is obtained are achieved, so that the real operation information of the insurer can be obtained, and the accurate insurance risk can be obtained.

Description

technical field [0001] This application relates to the field of data processing based on the Internet of Things, in particular, to a data processing method and device applied to property insurance. Background technique [0002] The problem solved by blockchain technology is that data cannot be unilaterally tampered with by any party, nor can it be unilaterally deleted, because once data is lost, data can be recovered from other trusted data sources, thereby increasing mutual trust between multiple parties. The Internet of Things technology collects data through sensors, and data entry does not require human intervention. [0003] Existing insurance business risk control mainly relies on public data, third-party data (such as: tax data, annual reports), on-site surveys, video surveillance and other means. But the existing scheme has the following defects: [0004] Existing schemes have high investment costs for risk control, and it is difficult to achieve long-term real-tim...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q40/08
Inventor 周北川
Owner 中科云创(厦门)科技有限公司
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