Personal wealth valuation method and device, storage medium and computer equipment

A computer and valuation technology, applied in the field of wealth valuation, can solve problems such as limited dimensions of valuation data and narrow scope of valuation objects

Inactive Publication Date: 2020-10-30
深圳凤凰木网络有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] Aiming at the deficiencies of the prior art, the present invention provides a personal wealth valuation method, device, storage medium and compu...

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  • Personal wealth valuation method and device, storage medium and computer equipment
  • Personal wealth valuation method and device, storage medium and computer equipment
  • Personal wealth valuation method and device, storage medium and computer equipment

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Embodiment Construction

[0040] The present invention provides a personal wealth valuation method, device, storage medium and computer equipment. In order to make the purpose, technical solution and effect of the present invention clearer and clearer, the present invention will be further described in detail below with reference to the accompanying drawings and examples. It should be understood that the specific embodiments described here are only used to explain the present invention, not to limit the present invention.

[0041] Those skilled in the art will understand that unless otherwise stated, the singular forms "a", "an", "said" and "the" used herein may also include plural forms. It should be further understood that the word "comprising" used in the description of the present invention refers to the presence of said features, integers, steps, operations, elements and / or components, but does not exclude the presence or addition of one or more other features, Integers, steps, operations, element...

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Abstract

The invention discloses a personal wealth valuation method and device, a storage medium and computer equipment. The method comprises the steps of obtaining data information of a to-be-valuated person;based on the data information of the to-be-estimated individual, determining salary income, deposit saving and stock right investment value of the to-be-estimated individual; and based on the salaryincome, the deposit saving and the stock right investment value, determining a wealth estimation value of the to-be-estimated user. According to the method, the data information of the to-be-estimatedindividual is acquired, the salary income, the deposit saving and the equity investment value of the to-be-estimated individual are determined based on the data information of the to-be-estimated individual, and then the wealth estimation value of the to-be-estimated individual is determined based on the salary income, the deposit saving and the equity investment value. The method is suitable forall kinds of people, is rich in use data dimension, and can achieve the accurate, comprehensive and quick evaluation of personal wealth.

Description

technical field [0001] The present invention relates to the technical field of wealth valuation, in particular to a personal wealth valuation method, device, storage medium and computer equipment. Background technique [0002] At present, wealth valuation methods mainly include two commonly used methods: questionnaire survey method and listed company evaluation method. Among them, the questionnaire survey method obtains the assets, liabilities, income and consumption information of the wealth assessment object through questionnaires, and then evaluates the wealth valuation based on the information collected by the questionnaire. However, this method must rely on the wealth assessment objects to fill out the questionnaire independently, and the information collected is limited and subjective. It is difficult to verify the authenticity of the information filled in the questionnaire; the evaluation method of listed companies needs to collect and summarize the market value of li...

Claims

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Application Information

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IPC IPC(8): G06F16/2458G06Q40/06
CPCG06Q40/06G06F16/2462
Inventor 谷国良罗颖李炎炎周昊蔡风华
Owner 深圳凤凰木网络有限公司
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