Online video anti-fraud identification method and device

An identification method and identification device technology, applied in the field of information security, can solve the problems of weak anti-fraud ability, low degree of business integration, high audit cost, etc., and achieve the effect of improving quality

Pending Publication Date: 2021-03-23
INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0004] However, the current micro-expression recognition method suitable for online video interviews has low integration with business, weak anti-fraud capabilities, and does not have the ability to batch process and analyze multiple recognition data
The face-to-face review process of online video has the problems of high review cost and low efficiency

Method used

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  • Online video anti-fraud identification method and device
  • Online video anti-fraud identification method and device
  • Online video anti-fraud identification method and device

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Embodiment Construction

[0036] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below in conjunction with the drawings in the embodiments of the present invention. Obviously, the described embodiments It is a part of embodiments of the present invention, but not all embodiments. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0037] The present invention provides an embodiment of an online video anti-fraud identification method, see figure 1 , the online video anti-fraud identification method specifically includes the following content:

[0038] S101: Collect and store the micro-expression video data of the applicant in the interview process;

[0039] S102: Perf...

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PUM

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Abstract

The invention provides an online video anti-fraud identification method and device, and relates to the technical field of information security. The method comprises the steps of: collecting and storing micro-expression video data of an applicant in a face examination process; performing framing analysis calculation on the stored micro-expression video data according to the received data analysis instruction to obtain micro-expression data of the applicant; determining an anti-fraud numerical value corresponding to the applicant according to the micro-expression data and a preset micro-expression model; and performing batch anti-fraud identification of online videos based on the anti-fraud numerical value. According to the invention, the online video face examination efficiency and the anti-fraud capability can be improved, so that the online video face examination quality is improved.

Description

technical field [0001] The present invention relates to the field of information security technology, in particular to facial expression recognition technology, in particular to an online video anti-fraud recognition method and device. Background technique [0002] In the loan approval process, financial institutions need to review the loan applicant's information, usually one-on-one or one-to-many interviews, and judge whether the applicant meets the loan approval conditions based on the customer's answers to relevant questions , and whether there is fraudulent behavior, so as to carry out risk control to reduce the non-performing loan rate. The traditional offline review method requires the loan applicant and co-applicants to arrive at the designated place, which consumes a lot of labor costs, and it is not easy to use the form of crowd contact with customers during the prevention of infectious diseases. Therefore, the online video interview method has become a An importa...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06K9/00H04L29/08H04N5/76
CPCH04N5/76H04L67/06G06V40/174G06V20/41
Inventor 王健钱江王建奇黄艳
Owner INDUSTRIAL AND COMMERCIAL BANK OF CHINA
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