Identity verification method and system for risk control and due diligence

An identity verification method and identity verification technology, which is applied in the field of identity verification methods and systems for risk control and due diligence, can solve problems such as weak risk early warning capabilities and inability to realize real-time verification, and achieve fraud prevention, business risk control, and simple operation convenient effect

Pending Publication Date: 2021-08-20
上海欧冶金诚信息服务股份有限公司
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0002] For the pre-loan management of customers, the identity information of customers can basically only be obtained through their own descriptions, and real-time verification cannot be realized
Therefore, due to technical limitations, only post-event risk identification and control can be realized, and the risk early warning ability is weak

Method used

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  • Identity verification method and system for risk control and due diligence
  • Identity verification method and system for risk control and due diligence
  • Identity verification method and system for risk control and due diligence

Examples

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Embodiment Construction

[0051] The following will clearly and completely describe the technical solutions in the embodiments of the present invention with reference to the accompanying drawings in the embodiments of the present invention. Obviously, the described embodiments are only some, not all, embodiments of the present invention. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0052] In order to make the above objects, features and advantages of the present invention more comprehensible, the present invention will be further described in detail below in conjunction with the accompanying drawings and specific embodiments.

[0053] figure 1 It is a schematic flowchart of the identity verification method for risk control due diligence in the present invention. Such as figure 1 As shown, the identity verification method for risk contr...

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PUM

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Abstract

The invention relates to an identity verification method and system for risk control and due diligence. The method comprises the following steps: logging in a management account through a WeChat applet; acquiring input user due diligence information, wherein the due diligence information comprises a name, an identity card number and a telephone number; acquiring a face image of a user; calling a public face recognition service, verifying the face image in combination with the user due diligence information, and determining whether the face image of the user is matched with the user due diligence information; when the face image of the user is matched with the user due diligence information, determining that the user is himself or herself; and when the face image of the user is not matched with the user due diligence information, determining that the user is not himself or herself. According to the invention, the identity of the user can be verified in real time, and the loan risk can be pre-warned in advance.

Description

technical field [0001] The invention relates to the field of image processing, in particular to an identity verification method and system for risk control and due diligence. Background technique [0002] For the pre-loan management of customers, the identity information of customers can basically only be obtained through their own descriptions, and real-time verification cannot be realized. Therefore, due to technical limitations, only post-event risk identification and control can be realized, and the risk early warning capability is weak. Contents of the invention [0003] The purpose of the present invention is to provide an identity verification method and system for risk control and due diligence, so as to realize real-time verification of user identity and provide early warning of loan risks. [0004] To achieve the above object, the present invention provides the following scheme: [0005] An identity verification method for risk control due diligence, including:...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06F21/31G06F21/32G06K9/00G06Q40/02
CPCG06F21/31G06F21/32G06V40/179G06V40/172G06Q40/03
Inventor 王磊武宝杰赵璇季勇何颖
Owner 上海欧冶金诚信息服务股份有限公司
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