System and method for examining and approving credit card vending based on electronic image technology

Abstract

The invention discloses a credit card issuing approval system based on electronic imaging techniques and a method thereof. An electronic image processing device is introduced in the credit card issuing approval system, after an applicant submits a credit card application form and personal data, paper data are scanned, inspected, and stored by the electronic image processing device to generate electronic image data in a picture format and generate electronic image scan codes corresponding to the electronic image data at the same time so as to electronically package, manage and search the electronic image data; in the credit card issuing approval process, the electronic image data can be retrieved from the electronic image data at any time as required, and the electronic image data of the application form which passes the quality inspection are typed in and checked; and the system automatically performs the processing for normally opening an account of the credit card for the approved application form. The system improves the credit card issuing approval efficiency, and solves the problems of unfavorable storage, inquiry and retrieval of the current credit card application data.

Description

technical field [0001] The invention relates to the technical field of credit cards in financial services, in particular to a system and method for issuing and approving credit cards based on electronic image technology. Background technique [0002] In recent years, my country's credit card business has developed rapidly, and credit cards have become an important means of payment in people's lives. For banks, credit cards have always been a high-yield and high-risk business. Credit card risk control is very important, and credit card issuance approval is the first important barrier to reduce credit card risks. At present, the general process of credit card issuance approval is: the customer submits the application form to the bank, the bank accepts the customer's application form, and reviews and approves the application, and issues the card to the customer after the approval. In the traditional credit card issuance approval process manually, there are the following proble...

AI Technical Summary

Problems solved by technology

[0007] In order to overcome the above deficiencies in the prior art, the present invention provides a credit card issuance approval system and method based on electronic imaging technology to improve the efficiency of credit card issuance approval and solve the problem that current credit card application materials are not conducive to storage, query and retrieval. question

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