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A mobile phone code payment method

A mobile phone and code-taking technology, applied in the field of fee payment, can solve problems such as the absence of technical solutions, and achieve the effects of avoiding wrong charges, improving transparency, and saving human resources

Inactive Publication Date: 2016-03-23
SHENZHEN XINYILAI CULTURE
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

But so far there has not been a very effective technical solution

Method used

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  • A mobile phone code payment method
  • A mobile phone code payment method
  • A mobile phone code payment method

Examples

Experimental program
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Embodiment Construction

[0040] Below in conjunction with accompanying drawing, the present invention is further described:

[0041] For the convenience of explanation, it is necessary to first understand the usage and composition of the color graphic code. Such as figure 1 and figure 2 Shown, the present invention relates to a kind of color pattern code identification method, it comprises the step

[0042] A), color graphics coding, obtain the picture information of the color graphics coding and send more detailed information to the user terminal through the server index; this process mainly obtains the color graphics coding by starting the camera on the mobile phone to take pictures, and through The mobile phone server uses the wireless network to send to the remote server. In order to reduce the information flow when sending, it is necessary to use the software installed on the mobile phone to compress the above-mentioned pictures in equal proportions. Generally, the side length of the picture ...

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Abstract

The invention relates to a method, which utilizes a cell phone to photograph to obtain colorful graphical codes and utilizes the colorful graphical codes to verify the correctness of the payment information, and then utilizes payment account numbers contained in the verification information to pay the fee. The cell phone paying method through photographing the codes is realized through the following steps: a fee information database is established, the colorful graphical codes are distributed, a payment notice electronic file is prepared, the notice is output, printed and mailed, the colorful graphical codes is obtained by a user and uploaded to a remote server for identification, a message is sent back to the cell phone by the remote server, and then the user receives the notice and uses the cell phone to photograph and upload the colorful graphical codes to the remote server, the paying user pays the fee directly by the cell phone after receiving the payment information and electronically verifying the file information, or the paying user pays the fee through a bank, and the charge information is deleted and stored in a paid user database after the payment completion information is received.

Description

technical field [0001] The invention relates to a method of using a mobile phone to take pictures to obtain a color graphic code, and using the color graphic code to verify the accuracy of payment information, and at the same time, use the payment account number attached to the verification information to perform fee payment. Background technique [0002] With the development and progress of modern society, people's living standards are also continuously improving. Especially in recent years, cars have generally entered families, and there are many fines for traffic violations. So now there are services for paying fines on behalf of others. In addition, gas, water, electricity, insurance, etc. are all paid by bank deduction. The development of electronic payment in China began with online banking, and then the online payment of major banks, mobile banking and online transactions gradually developed. The electronic payment market is growing at a rate of more than 30% every...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06Q20/08
Inventor 王慧英吴礼学
Owner SHENZHEN XINYILAI CULTURE
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