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Mobile terminal with read card function and mobile terminal payment method

A mobile terminal and card reading technology, applied in payment architecture, instruments, data processing applications, etc., can solve the problem that mobile terminals cannot read and write smart cards, and achieve the effect of reducing issuance and operating costs and improving convenience.

Active Publication Date: 2012-09-26
FUJIAN LANDI COMML EQUIP CO LTD
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

[0008] The purpose of the present invention is to provide a mobile terminal with card reading function, which can directly read and write the information in the smart card through wired or wireless mode, so as to solve the problem that the mobile terminal cannot read and write the smart card

Method used

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  • Mobile terminal with read card function and mobile terminal payment method
  • Mobile terminal with read card function and mobile terminal payment method
  • Mobile terminal with read card function and mobile terminal payment method

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Embodiment Construction

[0030] In order to describe the technical content, structural features, achieved goals and effects of the present invention in detail, the following will be described in detail in conjunction with the embodiments and accompanying drawings.

[0031] The mobile terminal in the following embodiments takes a mobile phone as an example to describe a mobile terminal with a card reading function in detail, but is not limited thereto, and the mobile terminal may also include a tablet computer, a POS machine, and the like.

[0032] see figure 1 , a mobile phone with a card reading function for reading and writing smart card information, the terminal is provided with a smart card reading module, the memory of the mobile terminal stores the driver of the card reading module, the card reading module through serial The line communication port is connected to the processor of the universal mobile terminal platform, and the smart card is read and written.

[0033] As an embodiment, the card...

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Abstract

The invention discloses a mobile terminal with a read card function for reading intelligent card information. The mobile terminal is characterized in that: an intelligent card read module is disposed in the terminal, connected with a processor on a general mobile terminal platform by a COM and processes read-write operation to intelligent cards. Users can read the intelligent card held by themselves via the mobile terminal with the read card function with increasing of intelligent card circulation, thereby the problem of USB key use inconvenience is solved.

Description

technical field [0001] The invention relates to a mobile terminal with a card reading function and a payment method using the mobile terminal. Background technique [0002] With the development of e-commerce, online transactions are becoming more and more popular. Therefore, the security requirements for network transactions are also getting higher and higher. Major banks have launched various U-keys to ensure the security of online banking transactions. [0003] The current practice has the following disadvantages: [0004] (1): Inconvenient to carry: each bank has its own U-key, and it is inconvenient to carry multiple U-keys when going out; [0005] (2): You must have a PC to use U-key for safe online transactions; [0006] (3): The cost of U-Key is higher than that of ordinary smart cards, and the bank also needs to issue U-Key when issuing smart cards, which increases the cost of operation and maintenance; [0007] At present, bank card media is in the transition st...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/30G06Q20/42
Inventor 吴旋苏龙
Owner FUJIAN LANDI COMML EQUIP CO LTD
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