Radio frequency IC card, mobile terminal and bank card service system

A mobile terminal and bank card technology, applied in the field of radio frequency identification, can solve the problem of only binding one card, achieve strong operability and maintainability, superior operability and interactivity, and improve business coverage. Effect

Inactive Publication Date: 2013-07-03
NATIONZ TECH INC
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Other technologies that use near-field payment methods to bind bank cards have solved some problems, but there are still some shortcomings, such as only one card can be bound, additional devices need to be added to complete this function, etc.

Method used

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  • Radio frequency IC card, mobile terminal and bank card service system
  • Radio frequency IC card, mobile terminal and bank card service system
  • Radio frequency IC card, mobile terminal and bank card service system

Examples

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Embodiment Construction

[0026] The implementation of the present invention will be described in detail below in conjunction with the accompanying drawings and through specific embodiments.

[0027] Such as figure 1 As shown, the radio frequency IC card structure provided by an embodiment of the present invention, the radio frequency IC card includes: a bank card information storage unit 121 , a radio frequency communication unit 122 , and an IC unit 123 . The radio frequency communication unit 122 is used for obtaining bank card information through the bank card information storage unit 121, and realizing bank card business through short-distance identification. The IC unit 123 is used to obtain bank card information through the bank card information storage unit 121, and realize bank card business through long-distance communication. In addition, the radio frequency communication unit 122 and the IC unit 123 can also communicate to realize the application of multiple access modes of services. The ...

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Abstract

The invention discloses a radio frequency IC card, a mobile terminal and a bank card service system. According to the radio frequency IC card, the mobile terminal and the bank card service system, bank card information is stored in the radio frequency IC card, service information interaction between the radio frequency IC card and a bank card service center is achieved by means of the telecommunication and close identification technique, and the radio frequency IC card can be further integrated into the mobile terminal. According to the radio frequency IC card, the mobile terminal and the bank card service system, wide applicability and necessity characteristics and favorable software and hardware environment of the mobile terminal are fully utilized to solve certain service restriction and experience problems of users, and safety is improved at the same time.

Description

technical field [0001] The invention relates to a radio frequency identification technology, in particular to a mobile payment technology based on radio frequency identification. Background technique [0002] The rapid development of electronic banking business is changing the consumption patterns and concepts of the modern public. People's daily economic activities are not limited to cash transactions. Bank cards, online banking, mobile banking and many other electronic services emerge in an endless stream. On the other hand, the continuous leap of mobile terminal technology such as mobile phones makes it not only exist as a communication tool, but the R&D personnel of major mobile phone giants and operators are sparing no effort in the development of various novel mobile phone services and functions. among. Under such a trend, mobile payment emerges as a brand-new payment method, and its many advantages are leading the development trend of e-commerce and wireless finance...

Claims

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Application Information

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Patent Type & AuthorityApplications(China)
IPC IPC(8): G06Q40/02G06K19/077
Inventor梁毅博
OwnerNATIONZ TECH INC