Online payment method and system thereof

Abstract

The invention discloses an online payment method. The online payment method is characterized by comprising steps of: (1) being associated with a plurality of online payments accounts of businesses; (2) allowing the businesses to select a method of payment and enter an amount according to an online payment system selected by users; (3) generating a two-dimension code; (4) allowing the users to scan the two-dimension code and pay by an online payment software on a mobile phone and enabling the online payment system to feed back results of completed payments to a terminal system when the users enter a password and complete the payments; (5) printing out the running information of the results of the completed payments, wherein a payment request comprises a payment amount, a product name and a payment account. The invention further discloses an online payment system. The online payment method and the system thereof has the advantages of being available to card-not-present payments, safe and convenient in operation and capable of using two-dimension codes scanned by mobile phones to achieve online payments.

Description

Technical field [0001] The present invention relates to the field of network payment technology, in particular to a network payment method and a network payment system technology. Background technique [0002] At present, online payment has gradually become popular and mature. Online payment companies realize payment transfer among users and other functions through the development of payment terminal software based on computers, tablets or mobile phones and back-end payment management systems that connect with banks. The transfer needs to enter the name of the destination account, and it is relatively troublesome to confirm the receipt. The traditional online payment method is UnionPay swipe card payment POS machine, through the payment platform and terminal pos machine that UnionPay docks with each bank realizes the card swipe payment, the merchant enters the amount on the POS machine, and the user swipes the card in the POS machine card slot. Obtain bank card information and l...

AI Technical Summary

Problems solved by technology

Because this kind of traditional POS machine pays by swiping the card, customers need to carry the card with them. As the number of cards each person owns increases, it is very inconvenient to carry. At the same time, the card needs to be pulled out and swiped during the payment process. And the operation process steps are longer

In addition, with the rise and maturity of online payment, the current online payment only supports repayment by filling in the account number of the payee on conventional computers, tablets and mobile phones, which is troublesome in actual operation and is not suitable for commercial applications payment habits

Images