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Network payment method and its network payment system

A network payment and terminal system technology, applied in the field of network payment methods and network payment systems, can solve problems such as trouble, long steps in the operation process, and inconvenient portability

Active Publication Date: 2017-10-13
YUNNEX TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

Because this kind of traditional POS machine pays by swiping the card, customers need to carry the card with them. As the number of cards each person owns increases, it is very inconvenient to carry. At the same time, the card needs to be pulled out and swiped during the payment process. And the operation process steps are longer
In addition, with the rise and maturity of online payment, the current online payment only supports repayment by filling in the account number of the payee on conventional computers, tablets and mobile phones, which is troublesome in actual operation and is not suitable for commercial applications payment habits

Method used

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  • Network payment method and its network payment system
  • Network payment method and its network payment system
  • Network payment method and its network payment system

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Embodiment Construction

[0035] The present invention will be described in further detail below in conjunction with the accompanying drawings.

[0036] The network payment method of the present invention, such as figure 1 , image 3 , including the sequence of steps:

[0037] 1) Binding the merchant's various online payment collection accounts;

[0038] 2) The merchant selects the payment method according to the online payment system selected by the user and directly enters the amount input page in the terminal system. The merchant enters the customer's consumption amount and determines the amount. After the amount is determined, the system sends the payment request information package to the online payment system. After the network payment system checks and confirms, it returns to the terminal system;

[0039] 3) The terminal system collects the feedback information from the network payment system, packs the information of the payment request and displays the payment QR code generated by the infor...

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Abstract

The invention discloses an online payment method. The online payment method is characterized by comprising steps of: (1) being associated with a plurality of online payments accounts of businesses; (2) allowing the businesses to select a method of payment and enter an amount according to an online payment system selected by users; (3) generating a two-dimension code; (4) allowing the users to scan the two-dimension code and pay by an online payment software on a mobile phone and enabling the online payment system to feed back results of completed payments to a terminal system when the users enter a password and complete the payments; (5) printing out the running information of the results of the completed payments, wherein a payment request comprises a payment amount, a product name and a payment account. The invention further discloses an online payment system. The online payment method and the system thereof has the advantages of being available to card-not-present payments, safe and convenient in operation and capable of using two-dimension codes scanned by mobile phones to achieve online payments.

Description

technical field [0001] The invention relates to the technical field of network payment, in particular to the network payment method and the technology of the network payment system. Background technique [0002] At present, online payment has gradually become popular and mature. Online payment companies realize functions such as payment and transfer between users by developing payment terminal software based on computers, tablet computers or mobile phones and background payment management systems connected with banks. The transfer needs to enter the name of the destination account, and the receipt confirmation is relatively troublesome. The traditional online payment method is the UnionPay card payment POS machine, through the payment platform and terminal POS machines connected by UnionPay and various banks to realize payment by card swiping. Obtain the bank card information and ask the user to enter the password to confirm and complete the payment. This traditional Union...

Claims

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Application Information

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Patent Type & Authority Patents(China)
IPC IPC(8): G06F17/00G06Q20/32G06Q20/10
CPCG06Q20/10G06Q20/322G06Q20/3276
Inventor 宿凯
Owner YUNNEX TECH
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