Agricultural investment and financing platform risk evaluation apparatus and system

Abstract

The invention provides an agricultural investment and financing platform risk evaluation apparatus and system. The apparatus comprises an information acquisition module, a risk evaluation function module, an expert review function module and an information matching module, wherein the information acquisition module is used for acquiring information of a user applying for investment and financing; the risk evaluation function module is used for checking the information of the user applying for investment and financing, and sending the checked information of the user applying for investment and financing to the expert review function module; the expert review function module comprises a first analytic unit used for analyzing the financing ability of the checked user applying for investment and financing, a second analytic unit used for analyzing the short-term and long-term debt paying ability of the checked user applying for investment and financing, a third analytic unit used for analyzing the risk of a financing plan of the checked user applying for investment and financing, and a sending unit used for sending analytic results to the information matching module; and the information matching module is used for matching the analytic results sent by the sending unit with investment data stored in a server. The apparatus can greatly improve the efficiency of investment and financing transaction and reduce the transaction cost.

Description

technical field [0001] The invention relates to the field of agricultural management application technology, in particular to a risk assessment device and system for an agricultural investment and financing platform. Background technique [0002] For China, a developing agricultural country like China, agriculture is a major event related to the survival of the country. Agriculture is the foundation of economic development and social stability, and it is a major issue related to the overall situation. Historical experience has repeatedly proved that only when agriculture is done well can the entire national economy maintain healthy and rapid development. Putting the strengthening of agriculture at the top of the national economy and continuously increasing support for agriculture is a basic policy that the Party Central Committee and the State Council have repeatedly emphasized in guiding the overall work in recent years. [0003] Fiscal investment and financing, as an imp...

AI Technical Summary

Problems solved by technology

However, with the continuous updating and improvement of my country's socialist market economic system, the management methods of the platform and the investment and financing system have gradually fallen behind the pace of the times, which has plagued the sustainable development of agricultural investment and financing platforms.

At present, the investment and financing platforms have the following problems: 1. The choice of investment and financing platforms is not wide enough; 2. The risk management of investment and financing platforms is not standardized enough; 3. The role of investment and financing platforms is not fully played

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