System for providing supply chain intelligent financial service

Abstract

The invention relates to a system for providing supply chain intelligent financial service which comprises an enterprise financial platform module, a supply chain financial platform module and a standard external interface module; the enterprise financial platform module is used for interconnecting with enterprises and providing a commercial platform for enterprises, and financial service requirements are initiated through the commercial platform; the supply chain financial platform module is used for receiving and checking enterprise financial service requirements, and after the requirements passes the checking, logistics and storage system are connected through the standard external interface module; a bank system or an e-commerce platform execute the enterprise financial service; online supply chain financing service is provided, uniform and effective management can be performed, and the flexibility, integrity, rigor and efficiency of the supply chain financing service are improved. According to the invention, the future requirements of the supply chain financing development are adapted, upstream and downstream financing bottleneck is got through, the supply chain financing cost can be reduced, and the competitiveness core enterprise and supporting enterprises are improved.

Description

technical field [0001] The invention relates to the field of financial data processing, in particular to a system for providing supply chain intelligent financial services. Background technique [0002] With the rapid development of the capital market, the competition of commercial banks is becoming more and more fierce, and at the same time, the demand for funds of small and medium-sized enterprises is also increasing. For core enterprises or commercial banks, in the face of SME customers, if there is a lack of innovation in profit models and breakthroughs in risk control methods, SMEs will have difficulty in operating, which in turn will affect the stability and financial costs of the entire supply chain. In this context, supply chain financial products rely on the stable operating capabilities and good reputation of the core enterprises, and rely on the inventory pledge or accounts receivable pledge of upstream and downstream partners to provide financing for partners, fi...

AI Technical Summary

Problems solved by technology

For core enterprises or commercial banks, in the face of SME customers, if there is a lack of innovation in profit models and breakthroughs in risk control methods, SMEs will have difficulty in operating, which in turn will affect the stability and financial costs of the entire supply chain.

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