A bill certificate payment method based on block chain technology

Abstract

The present invention relates to the technical field of electronic commerce, and specifically discloses a bill voucher payment method based on blockchain technology, including applying for a commitment payment voucher, and endorsement of the bill to the factoring platform, and recording it into the blockchain; The promised payment voucher is paid and circulated to the supplier; when the bill is received, the amount of the promised payment voucher that has been paid and circulated is matched as an agent and recorded in the blockchain; the agency settlement and voucher fund settlement are performed and recorded in the blockchain . The invention forms an alliance chain based on blockchain technology among enterprises, suppliers, factoring platforms, and capital parties, and can clearly understand the relevant information of bills and promised payment vouchers through the blockchain, thereby improving the security of corporate financing and reliability, and effectively solve the problems of difficult and expensive financing for enterprises. At the same time, the alliance chain composed of multiple parties facilitates the processing of funds by enterprises and makes full use of funds.

Description

technical field [0001] The invention relates to the technical field of e-commerce, and specifically discloses a bill voucher payment method based on block chain technology. Background technique [0002] In the development process of some small and medium-sized enterprises, financing is often required. Generally, enterprises obtain financing through endorsement and transfer of receivable bills, commercial bills, bank notes and other bills. However, the current bill financing is mainly carried out between the enterprise and the financier. Because the financier does not know the bill information, it faces risks such as fraudulent corporate bills or overselling one bill. Therefore, the financier carefully weighs the credit of the enterprise, resulting Financing is difficult and expensive. Therefore, a kind of method that can solve above-mentioned problem is needed in the industry. Contents of the invention [0003] In order to overcome the shortcomings and deficiencies in t...

AI Technical Summary

Problems solved by technology

However, the current bill financing is mainly carried out between the enterprise and the financier. Because the financier does not know the bill information, it faces risks such as fraudulent corporate bills or overselling one bill. Therefore, the financier carefully weighs the credit of the enterprise, resulting Financing is difficult, financing is expensive, etc.

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