Payment method and device

A technology for consumer products and users, applied in the network field, can solve problems such as high cost and long capital return period, and achieve the effect of saving labor costs

Inactive Publication Date: 2017-08-18
ALIBABA GRP HLDG LTD
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  • Abstract
  • Description
  • Claims
  • Application Information

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Problems solved by technology

In this way, the time required from meter reading to payment completion may be more than one week. For institutions, the capital withdrawal cycle is longer and the cost is higher.

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Embodiment Construction

[0024] In order to enable those skilled in the art to better understand the technical solutions in the present application, the technical solutions in the embodiments of the present application will be clearly and completely described below in conjunction with the drawings in the embodiments of the present application. Obviously, the described The embodiments are only some of the embodiments of the present application, but not all of them. Based on the embodiments in this application, all other embodiments obtained by persons of ordinary skill in the art without creative efforts shall fall within the scope of protection of this application.

[0025] At present, most of the public utility industry organizations use the "post-payment" method to provide services, that is, users enjoy water, electricity, gas and other services first, and periodically count the water meters of users through meter readers' door-to-door "meter reading" , Electricity meter, fuel meter usage, record th...

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Abstract

The invention provides a payment method and device. The payment method comprises the steps of recognizing metering information on a consumption gauge used by a user, wherein the metering information comprises a reading of the usage number of consumption articles and user identification; sending the reading of the usage number and the user identification to a payment mechanism used for performing usage charging on the consumption articles so as to enable the payment mechanism to generate a bill corresponding to the current time of metering information; and performing withholding payment for the amount of money corresponding to the bill in a user account corresponding to the user identification. The payment method and device can save the organization cost and shorten the withdrawal period of funds.

Description

technical field [0001] The disclosure relates to network technology, in particular to a payment method and device. Background technique [0002] With the continuous development of computer network technology, people increasingly use applications (for example, APPs installed on mobile devices) to make their daily life more convenient. Withholding payment in the public utility industry is one of the application scenarios. In this scenario, the application can be used as a third-party payment platform to withhold fees for public utility organizations, such as paying for the use of water and electricity. However, the usual payment method is that the organization sends meter readers to read the meter door by door, and then the user pays the bill generated by the meter reading through a third-party payment platform. In this way, the time required from meter reading to payment may be more than one week. For the institution, the capital return cycle is longer and the cost is higher...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/14G06Q20/28G07F15/06
CPCG06Q20/145G06Q20/28G07F15/06
Inventor 文佳俊冯照临
Owner ALIBABA GRP HLDG LTD
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