Insurance product quantitative analysis system based on family and a method thereof

Abstract

The invention discloses an insurance product quantitative analysis system based on family and a method thereof. The system comprises an insurance policy input module, an insurance policy analysis module, a quantization module, a result output module, an optimization suggestion module, an insurance policy statistics module, an insurance policy detail module, a timed reminding module and a legal rescue module. According to the method, the insurance products uploaded by the users are analyzed; the insurance products which are in butt joint with the platform are analyzed, and the guarantee rightsand the insurance strip money involved in each insurance product are listed in the system, so that the purpose of guaranteeing the rights and interests of the single product and the automatic analysisof the insurance strip can be realized; as for the insurance product which is in butt joint with the non-local platform, manual analysis is carried out on the insurance terms and the guarantee rightswhich are covered by different insurance products, and a complete quantization result is provided, so that a user family insurance quantization model is built, and corresponding suggestions accordingto the quantitative result are provided. The system and the method provided by the invention have the advantages that perfect repayment, expiration reminding and settlement assisting and legal assistance are provided.

Description

technical field [0001] The invention relates to a quantitative analysis system and method for insurance products, in particular to a quantitative analysis system and method for insurance products purchased by families, and belongs to the technical field of insurance analysis applications. Background technique [0002] With the improvement of people's living standards, various insurance services have appeared correspondingly, and the types of insurance are also different. The insurance clauses, protection rights, and coverage of each product vary widely. How to reasonably quantify all insurance products , analysis, so that users can more clearly understand the protection provided by the insurance products purchased by each family member, the premium paid, the protection date, and provide each user with professional insurance knowledge, product interpretation, comprehensive protection plan and other services , appears to be particularly important. [0003] Aiming at many diff...

AI Technical Summary

Problems solved by technology

[0003] Aiming at many different insurance companies and different insurance products, the existing ones are that users can inquire the electronic insurance policy of the corresponding insurance company according to the policy number of the insurance purchased by themselves. The reading of insurance clauses, protection rights, etc. requires very professional insurance knowledge. When a family When multiple members exist or need multiple insurances, it is difficult to make a reasonable insurance configuration to fully protect your family, and it is difficult to record the details of each insurance, which causes great troubles for renewal, purchase, and claim settlement. Therefore, for the above The problem proposes a quantitative analysis system and method based on the insurance products purchased by the family

Images