Car insurance intelligent loss assessment system and method
An intelligent and auto insurance technology, which is applied in the fields of instruments, finance, and data processing applications, etc., can solve the problems of opaque loss data, low quality of loss determination, and prolonged loss determination time, so as to save reciprocating modification time and improve loss determination. Efficiency, error-free effect
Inactive Publication Date: 2018-12-07
BEIJING JINGYOU CENTURY SOFTWARE TECH
View PDF2 Cites 4 Cited by
- Summary
- Abstract
- Description
- Claims
- Application Information
AI Technical Summary
Problems solved by technology
[0003] At present, when reporting and accepting the case, the insured user cannot save and record the scene well, and the acceptance cannot record and compare the accident well, resulting in long waiting time after reporting the case, low quality of damage assessment, and slow timeliness of claim settlement , Difficult to distinguish the authenticity of the responsibility certificate, low customer satisfaction and other issues, which are prone to conflicts. When the damage is determined at the same time, the vehicle information cannot be fully reviewed. After the damage determination is completed, the insured user does not understand the damage determination process. Dissatisfaction with the price and maintenance method leads to the extension of the damage assessment time, and the data disclosure of the damage assessment form is opaque, and the vehicle damage assessment work is often a highly professional and technical work, involving maintenance, manufacturing and receiving. Insuring the various technologies and interests of users requires a more complete system to deal with them, while ensuring the accuracy of the insured user information, avoiding insurance fraud, and ensuring the smooth progress of the loss determination and claim settlement process
Method used
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
View moreImage
Smart Image Click on the blue labels to locate them in the text.
Smart ImageViewing Examples
Examples
Experimental program
Comparison scheme
Effect test
Embodiment Construction
[0023] In order to facilitate the understanding of the technical solution of the present invention, the following combination figure 1 For further explanation, the examples do not constitute a limitation to the protection scope of the present invention.
[0024] Such as figure 1 As shown, an intelligent loss assessment system for auto insurance mainly includes a report module, an acceptance module, an audit module, a negotiation module, a loss assessment module, and a claim verification module;
[0025] The report module includes a video acquisition unit, a positioning unit, an accident judgment unit, and a vehicle policy unit. The video acquisition unit is used to photograph and record the damaged parts of the vehicle; the positioning unit is used to determine the location of the vehicle accident; the accident judgment unit is used to Analyze and judge the scale of the accident vehicle; the vehicle insurance policy unit is used to integrate and submit the damaged vehicle inf...
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More PUM
Login to View More Abstract
The present invention discloses a car insurance intelligent loss assessment system and method. The system mainly comprises a case report module, an acceptance module, a checking module, a negotiationmodule, a loss assessment module and a claim settling module. The case report module performs information interaction with the acceptance module, the case report module sends a vehicle damaged condition to the acceptance module, the acceptance module is configured to perform determination and case filing for the report information, the checking module is configured to perform comparison and checking for the vehicle damaged information, the negotiation module is configured to perform communication between an insured user and an insurance company for the loss assessment process, the loss assessment module is configured to perform loss assessment determination for the damaged portion parts and perform feedback, and the claim settling module is configured to determine a loss assessment list and send the loss assessment list to the insured user for claim settlement. The car insurance intelligent loss assessment system and method are high in loss assessment efficiency, transparent in loss assessment process and accurate in information.
Description
technical field [0001] The invention belongs to the technical field of vehicle loss assessment, and in particular relates to an intelligent vehicle insurance loss assessment system and method. Background technique [0002] The density of vehicles on urban roads is increasing, and there are more and more traffic accidents between vehicles. The vehicle insurance industry is also rising. When a traffic accident occurs, the insurance company should be notified in time, and the insurance company will determine the damage. It is necessary to ensure that the traffic police are notified to report the case within 24 hours of the traffic accident, and the report is also reported to the insured insurance company within 48 hours, so as to facilitate the progress and quality of the damage of the accident vehicle. The general loss assessment process is through reporting, the insurance company accepts the report information, the insurance company sends surveyors to the accident scene to ta...
Claims
the structure of the environmentally friendly knitted fabric provided by the present invention; figure 2 Flow chart of the yarn wrapping machine for environmentally friendly knitted fabrics and storage devices; image 3 Is the parameter map of the yarn covering machine
Login to View More Application Information
Patent Timeline
Login to View More Patent Type & AuthorityApplications(China)
IPC IPC(8): G06Q40/08
CPCG06Q40/08
Inventor冯韩
OwnerBEIJING JINGYOU CENTURY SOFTWARE TECH