Risk probability calculation method and device and computer equipment

A technology of risk probability and calculation method, which is applied in the field of big data analysis, can solve the problem of low accuracy rate of debt default risk prediction, and achieve the effect of improving the accuracy rate of prediction
CN110458324AActive Publication Date: 2019-11-15江西银税之家科技集团有限公司
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Patent Information

Authority / Receiving Office
CN · China
Patent Type
Applications(China)
Current Assignee / Owner
江西银税之家科技集团有限公司
Publication Date
2019-11-15

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Abstract

The invention belongs to the field of big data analysis, and discloses a risk probability calculation method and device and computer equipment. The method comprises the following steps: obtaining fragmented data on networks of an enterprise and an associated enterprise associated with the enterprise; wherein the obtained data is rich in dimension and carrying out multiple preprocessing projects ofdata, then, analyzing and converting risk conduction in an enterprise association relationship by using an infectious disease model, the association risk of the enterprise is reflected in a numeralization mode. Finally, the prediction accuracy of the enterprise debt default risk prediction model is improved by using a multi-layer model fusion mode.
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Description

technical field

[0001] This application relates to the field of big data analysis, in particular to a method, device and computer equipment for calculating risk probability. Background technique

[0002] At present, the construction of enterprise default models on the market uses fewer data dimensions, the model construction is simple, and does not pay attention to the main body to monitor the associated risks of enterprises; based on the above reasons, the correct rate of enterprise debt risk models is not enough to meet business application requirements. Contents of the invention

[0003] The main purpose of this application is to provide a method, device and computer equipment for calculating risk probability, aiming at solving the problem of low accuracy rate of enterprise debt default risk prediction in the prior art.

[0004] In order to achieve the purpose of the above invention, this application proposes a calculation method of risk probability, including: [0005...

Claims

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