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Risk probability calculation method and device and computer equipment

A technology of risk probability and calculation method, which is applied in the field of big data analysis, can solve the problem of low accuracy rate of debt default risk prediction, and achieve the effect of improving the accuracy rate of prediction

Active Publication Date: 2019-11-15
江西银税之家科技集团有限公司
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Problems solved by technology

[0003] The main purpose of this application is to provide a method, device and computer equipment for calculating risk probability, aiming to solve the problem of low accuracy of enterprise debt default risk prediction in the prior art

Method used

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  • Risk probability calculation method and device and computer equipment
  • Risk probability calculation method and device and computer equipment
  • Risk probability calculation method and device and computer equipment

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Embodiment Construction

[0048] In order to make the purpose, technical solution and advantages of the present application clearer, the present application will be further described in detail below in conjunction with the accompanying drawings and embodiments. It should be understood that the specific embodiments described here are only used to explain the present application, and are not intended to limit the present application.

[0049] refer to figure 1 , the embodiment of the present application provides a method for calculating risk probability, including steps:

[0050] S1. Obtain the enterprise information of the enterprise to be predicted;

[0051]S2. According to the information of the enterprise, obtain the associated enterprises associated with the enterprise, and the information of the associated enterprises of each of the associated enterprises;

[0052] S3. Obtain the fragmented information of the enterprise according to the enterprise information to obtain the first group of fragment...

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Abstract

The invention belongs to the field of big data analysis, and discloses a risk probability calculation method and device and computer equipment. The method comprises the following steps: obtaining fragmented data on networks of an enterprise and an associated enterprise associated with the enterprise; wherein the obtained data is rich in dimension and carrying out multiple preprocessing projects ofdata, then, analyzing and converting risk conduction in an enterprise association relationship by using an infectious disease model, the association risk of the enterprise is reflected in a numeralization mode. Finally, the prediction accuracy of the enterprise debt default risk prediction model is improved by using a multi-layer model fusion mode.

Description

technical field [0001] This application relates to the field of big data analysis, in particular to a method, device and computer equipment for calculating risk probability. Background technique [0002] At present, the construction of enterprise default models on the market uses fewer data dimensions, the model construction is simple, and does not pay attention to the main body to monitor the associated risks of enterprises; based on the above reasons, the correct rate of enterprise debt risk models is not enough to meet business application requirements. Contents of the invention [0003] The main purpose of this application is to provide a method, device and computer equipment for calculating risk probability, aiming at solving the problem of low accuracy rate of enterprise debt default risk prediction in the prior art. [0004] In order to achieve the purpose of the above invention, this application proposes a calculation method of risk probability, including: [0005...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q10/04G06Q10/06G06Q40/00G06F17/27G06F16/35
CPCG06Q10/04G06Q10/0635G06Q40/125G06F16/35Y02A90/10
Inventor 车驰秦鹏权佳成张瑜谭瑞
Owner 江西银税之家科技集团有限公司
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