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Digital currency transaction method and local wallet system

A technology of digital currency and transaction method, applied in the field of communication, can solve the problems of inefficiency of the financial system, and achieve the effect of alleviating the inefficiency of the financial system, improving the efficiency of the financial system, and reducing the complexity

Pending Publication Date: 2020-10-13
数字钱包(北京)科技有限公司
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AI Technical Summary

Problems solved by technology

[0004] In view of this, the purpose of the present invention is to provide a digital currency transaction method and a local wallet system to alleviate the technical problem of low efficiency of the financial system existing in the prior art

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  • Digital currency transaction method and local wallet system
  • Digital currency transaction method and local wallet system
  • Digital currency transaction method and local wallet system

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Embodiment Construction

[0037] In order to make the purpose, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions of the present invention will be clearly and completely described below in conjunction with the accompanying drawings. Obviously, the described embodiments are part of the embodiments of the present invention, not all of them. the embodiment. Based on the embodiments of the present invention, all other embodiments obtained by persons of ordinary skill in the art without making creative efforts belong to the protection scope of the present invention.

[0038] At present, in the existing mobile payment transaction process, real currency is used for clearing and settlement, which has high complexity. Therefore, it leads to the problem of low efficiency of the financial system. Based on this, a digital currency provided by the embodiment of the present invention The transaction method and the local wallet system can alleviate the tech...

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Abstract

The invention provides a digital currency transaction method and a local wallet system. The method is applied to a mobile terminal in a local wallet system, the local wallet system further comprises acloud platform, the mobile terminal internally comprises a security module, and the method comprises the following steps of processing a pre-generated private key by using a key dispersion algorithmin the security module to obtain a service private key, obtaining transaction information of a digital currency account on the blockchain, performing digital signature on the transaction information by using the service private key to obtain transaction signature information, sending the transaction signature information to a cloud platform, and receiving a digital currency transaction notification corresponding to the digital currency account sent by the cloud platform, and updating the digital currency information. The technical problem of low efficiency of a financial system in the prior art is relieved, a transaction system based on digital currency is supported, and the technical effect of improving the efficiency of the financial system is achieved.

Description

technical field [0001] The invention relates to the technical field of communication, in particular to a digital currency transaction method and a local wallet system. Background technique [0002] Mobile payment, also known as mobile payment, is a service method that allows users to use their mobile terminals (usually mobile phones) to pay for the goods or services they consume. Units or individuals directly or indirectly send payment instructions to banking and financial institutions through mobile devices, the Internet or proximity sensing to generate currency payment and fund transfer behaviors, thereby realizing the mobile payment function. [0003] In the existing mobile payment transaction process, real money is used for clearing and settlement, so it has high complexity. Therefore, it leads to the problem of inefficiency in the financial system. Contents of the invention [0004] In view of this, the purpose of the present invention is to provide a digital curren...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/38G06Q20/06
CPCG06Q20/3825G06Q20/3829G06Q20/065
Inventor 周海京张宇赵国栋李杰
Owner 数字钱包(北京)科技有限公司
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