Non-bank account opening processing method and device, computer equipment and storage medium

Abstract

The invention discloses a non-bank account opening processing method and device, computer equipment and a storage medium. The method comprises the steps of determining an adjacent cabinet account opening type based on a user identifier and user basic information in an adjacent cabinet account opening request; performing information extraction on the basic information of the user by adopting an information extraction program to obtain to-be-reported account opening information; processing the to-be-reported account opening information by adopting a form generation program to obtain an original account opening form, sending the original account opening form to the auditing process node, and stamping an electronic seal corresponding to the seal demand information on a seal area of the original account opening form to form a to-be-processed account opening form in an image format; storing the account opening form to be processed into a shared database, obtaining a file storage address, forming account opening reminding information, and sending the account opening reminding information to a non-bank system; and if the response information is received successfully within the response waiting time, generating a target account. According to the method, the account opening efficiency of the non-bank account can be improved, repeated auditing is avoided, and the cost is reduced.

Description

technical field [0001] The present invention relates to the technical field of financial technology, and in particular to a non-bank account opening processing method, device, computer equipment and storage medium. Background technique [0002] In the process of participating in financial activities, users need to open their own system accounts in different financial systems. For example, they need to open bank accounts in the banking system, trust accounts in the trust system, securities accounts in the securities system, and insurance companies. The system opens insurance accounts, etc. Generally speaking, the financial system other than the banking system is called the non-bank system, and the system accounts corresponding to the non-bank system are non-bank accounts, that is, the system accounts corresponding to the financial system other than bank accounts, including but not limited to trust accounts, Securities account and insurance account. [0003] In the process o...

AI Technical Summary

Problems solved by technology

[0004] The embodiment of the present invention provides a non-bank account opening processing method, device, computer equipment, and storage medium to solve the problems of low efficiency and high cost in the non-bank account opening process at the counter

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