ETC-based account clearing method and device

Abstract

The invention discloses an ETC-based account clearing method and device, and the method comprises the steps: receiving ETC payment information which comprises ETC fees and bound vehicle information; inquiring whether a payment account associated with the bound vehicle exists or not according to the bound vehicle information, wherein the payment account is other accounts except the ETC signed account; and if the payment account associated with the bound vehicle exists, deducting the ETC fee from the payment account. According to the invention, other accounts except the signed account can be supported to deduct ETC fees, the payment requirements of customers in different scenes are met, and the customer groups using the ETC system are expanded.

Description

technical field [0001] The invention relates to the technical field of online payment, in particular to an ETC-based account settlement method and device. Background technique [0002] This section is intended to provide a background or context to embodiments of the invention that are recited in the claims. The descriptions herein are not admitted to be prior art by inclusion in this section. [0003] The Electronic Toll Collection (ETC) system currently requires that when the contract is signed, the ETC equipment deduction account must be consistent with the bank contract account left by the customer, that is, only supports the deduction of the bank account reserved by the customer when signing the contract. However, in many scenarios, customers often do not want the ETC system to deduct money from the contracted account. For example, ETC is handled for the passenger vehicles owned by the company in the name of the passenger transport company, and the contracted account is...

AI Technical Summary

Problems solved by technology

However, in many scenarios, customers often do not want the ETC system to deduct money from the contracted account. For example, ETC is handled for the passenger vehicles owned by the company in the name of the passenger transport company, and the contracted account is the company account; the passenger transport company leases the passenger transport vehicles and requires the lease However, since the ETC system automatically deducts the funds from the reserved company account, the freight company has to ask the lessee to pay according to the ETC deduction details. A lot of work has come, and it takes a lot of time and energy to complete the liquidation

With the increase of ETC application scenarios, the single-account liquidation model can no longer meet the ever-increasing customer needs, which limits the use of the ETC system for some customer groups

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