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Bank card request processing method and related equipment

A request processing and bank card technology, applied in the field of financial security, can solve problems such as difficulty in implementing security precautions and affecting users' normal card use needs, and achieve the effect of convenient payment experience and guaranteed card security

Pending Publication Date: 2022-02-18
BANK OF CHINA
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

However, if the limit is set too low, it will affect the normal card use needs of users; if the limit is set too high, it will be difficult to achieve the role of substantial security protection

Method used

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  • Bank card request processing method and related equipment
  • Bank card request processing method and related equipment
  • Bank card request processing method and related equipment

Examples

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Embodiment Construction

[0043] Exemplary embodiments of the present disclosure will be described in more detail below with reference to the accompanying drawings. Although exemplary embodiments of the present disclosure are shown in the drawings, it should be understood that the present disclosure may be embodied in various forms and should not be limited by the embodiments set forth herein. Rather, these embodiments are provided for more thorough understanding of the present disclosure and to fully convey the scope of the present disclosure to those skilled in the art.

[0044] Such as figure 1 As shown, a schematic flow chart of an implementation of a bank card request processing method provided by an embodiment of the present disclosure, the bank card request processing method may include:

[0045] S100. Obtain a bank card activation request, wherein the bank card activation request includes a user ID corresponding to a user who needs to open a card and bank card information of a target bank card...

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Abstract

The invention provides a bank card request processing method and related equipment, which can be applied to the field of network security or finance. The method comprises: obtaining a bank card activation request, and the bank card activation request comprising a user identifier corresponding to a user needing to activate a card and bank card information of a target bank card to be activated, the bank card information comprising bank card types; determining a first card number of the activated bank cards held by the user needing to activate the card by using the user identifier; under the condition that the first card number is smaller than a preset card number threshold value, determining a second card number of bank cards corresponding to the bank card category in the activated bank cards; and activating the target bank card under the condition that the second card number is smaller than the preset card category number threshold value. According to the method, the number of the activated bank cards of the related bank card types held by the user is limited, so that convenient payment experience is provided for the user, and meanwhile, the card use safety of the user is ensured.

Description

technical field [0001] The present disclosure relates to the technical field of financial security, in particular to a bank card request processing method and related equipment. Background technique [0002] In recent years, with the popularization of the fast payment function of bank cards, it is becoming more and more difficult to control the security of funds in bank cards. In order to ensure the safety of the user's card use, the current limit is mainly to set the limit of the bank card. For example: daily / monthly spending limit, daily / monthly transfer limit and daily / monthly withdrawal limit. However, if the limit is set too low, it will affect the normal card usage needs of users; if the limit is set too high, it will be difficult to realize the function of substantial security protection. [0003] Therefore, how to ensure the safety of the user's card usage while providing a convenient payment experience has become an urgent technical problem to be solved by those s...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/34
CPCG06Q20/354
Inventor 张珊珊谢炜琪袁帅国王学文马祥峰谭论柯星宇
Owner BANK OF CHINA
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