User interface for payments

Abstract

The present disclosure generally relates to making payments with a mobile device. In one example process, the device receives first authentication data, such as fingerprint authentication information, and second authentication data, such as a bank authorization code. The device then transmits a transaction request for a payment transaction. In another example process, the device detects activation of a physical input mechanism and detects a fingerprint using a biometric sensor. The device is enabled to participate in NFC payment transactions. In another example process, the device displays a live preview of images obtained via a camera sensor while the device detects partial credit card information of a credit card in a field of view of the camera sensor.

Description

CROSS-REFERENCE TO RELATED APPLICATIONS[0001]This application claims priority from U.S. Provisional Patent Application Ser. No. 62 / 110,566, entitled “USER INTERFACE FOR PAYMENTS”, filed Feb. 1, 2015, and U.S. Provisional Patent Application Ser. No. 62 / 172,000, entitled “USER INTERFACE FOR PAYMENTS”, filed Jun. 5, 2015, each of which is hereby incorporated by reference in its entirety for all purposes.[0002]This application relates to the following applications: U.S. Patent Application Ser. No. 62 / 004,886, entitled “USER INTERFACE FOR PAYMENTS”, filed May 29, 2014, (Reference No. P22848USP1); U.S. Patent Application Ser. No. 62 / 047,545, entitled “USER INTERFACE FOR PAYMENTS”, filed Sep. 8, 2014, (Reference No. P22848USP2); U.S. Patent Application Ser. No. 62 / 127,790, entitled “USER INTERFACE FOR PAYMENTS”, filed Mar. 3, 2015, (Reference No. P22848USP3); U.S. Patent Application Ser. No. 61 / 912,727, entitled “PROVISIONING AND AUTHENTICATING CREDENTIALS ON AN ELECTRONIC DEVICE”, filed D...

AI Technical Summary

Benefits of technology

The patent text describes a need for electronic devices with faster and more efficient ways to conduct purchase transactions and link payment accounts. The new methods and interfaces should provide better security and be more user-friendly, conserving power and increasing battery life. Overall, the patent provides a solution to improve the effectiveness and efficiency of electronic devices and make them more user-friendly for conducting payment transactions.

Problems solved by technology

Some techniques for conducting payment transactions and linking payment accounts for payment transactions using electronic devices, however, are generally cumbersome and inefficient.

For example, existing techniques use a complex and time-consuming user interface, which may include multiple key presses or keystrokes.

Existing techniques require more time than necessary, wasting user time and device energy.

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