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Identity authentication method of fee payment via mobile communication terminal

A mobile communication terminal and identity authentication technology, applied in the field of identity authentication of fee payment, can solve the problems of difficult popularization, complicated operation and high implementation cost, and achieve the effect of shortening the authentication time, reducing the interaction process and convenient operation.

Inactive Publication Date: 2007-08-29
POTEVIO INFORMATION TECH
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  • Summary
  • Abstract
  • Description
  • Claims
  • Application Information

AI Technical Summary

Problems solved by technology

In the process shown in Figure 2, identity authentication is performed through SMS. At present, identity authentication is performed by dialing the phone number of the payment POS and through a voice service. These two authentication methods are cumbersome to operate and time-consuming to interact. Long defect, the user is not very convenient to use
In addition, it is also possible to use a special infrared emission device on the mobile phone for authentication, but this method needs to be modified for mobile terminals, POS machines and other equipment, and the implementation cost is too high, and it is not easy to popularize and apply

Method used

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  • Identity authentication method of fee payment via mobile communication terminal
  • Identity authentication method of fee payment via mobile communication terminal
  • Identity authentication method of fee payment via mobile communication terminal

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Embodiment Construction

[0060] In order to make the object, technical solution and advantages of the present invention clearer, the present invention will be further described in detail below with reference to the accompanying drawings and examples.

[0061] In the identity authentication method for fee payment using a mobile communication terminal of the present invention, the mobile payment platform assigns and saves graphic identification information to the mobile communication terminal user when the mobile communication terminal user registers, and during the fee payment process, the merchant terminal Obtain the graphic identification information of the mobile communication terminal user who wants to pay the fee, and send it to the mobile payment platform for identity authentication.

[0062] The mobile communication terminal of the present invention may be: a mobile phone, a PDA with a mobile communication function, or a notebook computer with a mobile communication function and other terminal eq...

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Abstract

The invention discloses an ID authentication method using mobile communication terminal to pay expenses, where mobile payment platform allocates graphic mark information to a mobile communication terminal user when the mobile communication terminal user registers, and the ID authentication process comprises the steps of: A. seller terminal obtains the graphic mark information of a mobile communication terminal user to pay expenses and sending this information to the mobile payment platform; B. the mobile payment platform compares the received graphic mark information with the stored graphic mark information: if they are the same, the ID authentication passes; otherwise does not pass. And it can be convenient for users and shorten mobile payment authentication time.

Description

technical field [0001] The invention relates to the realization technology of the application of mobile communication technology in finance, in particular to an identity authentication method for fee payment using a mobile communication terminal. Background technique [0002] There are more and more applications of mobile communication technology in finance, and the use of mobile communication terminals to pay fees is one of the applications that is currently being promoted. Referring to FIG. 1, FIG. 1 is a schematic structural diagram of a system for fee payment using a mobile communication terminal. The system includes: mobile payment platform, banking system; mobile communication terminals such as mobile phones, PDAs, and notebook computers, merchant terminals such as wired POS machines and wireless POS machines, Internet clients, and LAN clients connected to the Internet through a LAN. [0003] Wherein, mobile communication terminals such as mobile phones, PDAs, and not...

Claims

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Application Information

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Patent Type & Authority Applications(China)
IPC IPC(8): G06Q20/00G06Q20/32
Inventor 袁明
Owner POTEVIO INFORMATION TECH
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